First National Bank Minnesota
Saint Peter, MN
IDRSSD: 197759
Total Assets
$436.73M
Latest filing
Total Deposits
$365.42M
Latest filing
Net Interest Margin
3.88%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank Minnesota
226 Nassau St
Saint Peter, MN 56082
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1857FDIC Certificate 3526
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank Minnesota (Main) | 226 Nassau St | Saint Peter, MN |
| GAYLORD BRANCH | 209 Main Ave | Gaylord, MN |
| MANKATO BRANCH | 500 Long St | Mankato, MN |
| BELLE PLAINE BRANCH | 201 W Main St | Belle Plaine, MN |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1857 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56082 |
| State and County Number | 27103 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Mankato, MN |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbmn.bank |
| Data Updated | 11/14/2025 |
| CERT | 5247 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $436.73M |
| Total Deposits | $365.42M |
| Total Liabilities | $395.78M |
| Total Equity Capital | $40.95M |
| Net Income | $1.55M |
| Net Loans and Leases | $321.90M |
| Assets Per Employee ($Millions) | $6.72M |
| Bank Premises and Fixed Assets | $6.05M |
| Cash and Balances due from Depository Institutions | $7.23M |
| Deposits Held in Domestic Offices | $365.42M |
Key Performance Ratios
| Return on Assets (ROA) | 1.42% |
| Return on Equity (ROE) | 15.64% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 63.48% |
| Tier 1 Risk-Based Capital Ratio | 12.507% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.375% |
| Earning Assets to total Assets | 92.71% |
Income and Expense
| Total Interest Income | $5.52M |
| Total Noninterest Income | $566.00k |
| Total Interest Expense | $1.60M |
| Total Noninterest Expense | $2.85M |
| Net Interest Income | $3.92M |
| Pre-tax Net Operating Income | $1.58M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $980.00k |
| Other borrowed funds | $28.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.81M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.86M |
| Total Liabilities and Capital | $436.73M |
Securities
| Securities | $76.91M |
| Available-for-sale debt securities | $76.79M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank Minnesota?
$436.73M as of the latest filing.
How much are First National Bank Minnesota's total deposits?
$365.42M in total deposits.
Where is First National Bank Minnesota located?
Saint Peter, MN.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1857.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$321.90M (latest filing).
What is the total interest income (latest filing)?
$5.52M.