BankCherokee
Saint Paul, MN
IDRSSD: 748254
Total Assets
$402.22M
Latest filing
Total Deposits
$339.75M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BankCherokee
607 Smith Ave S
Saint Paul, MN 55107
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/15/1908FDIC Certificate 5445
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| BankCherokee (Main) | 607 Smith Ave S | Saint Paul, MN |
| GRAND AVENUE BRANCH | 985 Grand Ave | St. Paul, MN |
| NORTH OAKS BRANCH | 999 Village Center Dr | North Oaks, MN |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/15/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55107 |
| State and County Number | 27123 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankcherokee.com |
| Data Updated | 11/14/2025 |
| CERT | 8537 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $402.22M |
| Total Deposits | $339.75M |
| Total Liabilities | $370.16M |
| Total Equity Capital | $32.06M |
| Net Income | $804.00k |
| Net Loans and Leases | $268.72M |
| Assets Per Employee ($Millions) | $6.7M |
| Bank Premises and Fixed Assets | $2.93M |
| Cash and Balances due from Depository Institutions | $24.04M |
| Deposits Held in Domestic Offices | $339.75M |
Key Performance Ratios
| Return on Assets (ROA) | 0.81% |
| Return on Equity (ROE) | 10.21% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 73.05% |
| Tier 1 Risk-Based Capital Ratio | 13.204% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.972% |
| Earning Assets to total Assets | 94.53% |
Income and Expense
| Total Interest Income | $4.77M |
| Total Noninterest Income | $567.00k |
| Total Interest Expense | $1.10M |
| Total Noninterest Expense | $3.10M |
| Net Interest Income | $3.67M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $34.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $28.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.40M |
| Total Liabilities and Capital | $402.22M |
Securities
| Securities | $94.71M |
| Available-for-sale debt securities | $94.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BankCherokee?
$402.22M as of the latest filing.
How much are BankCherokee's total deposits?
$339.75M in total deposits.
Where is BankCherokee located?
Saint Paul, MN.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
3.
When was it established?
01/15/1908.
What is the Return on Assets (ROA)?
0.81%.
How much are total loans and leases?
$268.72M (latest filing).
What is the total interest income (latest filing)?
$4.77M.