North Star Bank
Roseville, MN
IDRSSD: 750051
Total Assets
$401.36M
Latest filing
Total Deposits
$366.01M
Latest filing
Net Interest Margin
3.53%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
North Star Bank
1820 Lexington Ave N
Roseville, MN 55113
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/03/1947FDIC Certificate 10853
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North Star Bank (Main) | 1820 Lexington Ave N | Roseville, MN |
| WHITE BEAR LAKE BRANCH | 4661 Highway 61 N | White Bear Lake, MN |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
North American Banking Company
Roseville, Minnesota
→
Assets: $1.40BΔ +262.5%
The Citizens National Bank of Park Rapids
Park Rapids, Minnesota
→
Assets: $385.20MΔ +0.0%
Pine Country Bank
Little Falls, Minnesota
→
Assets: $383.23MΔ -0.5%
Peoples State Bank of Plainview
Plainview, Minnesota
→
Assets: $389.49MΔ +1.2%
First State Bank Southwest
Pipestone, Minnesota
→
Assets: $391.19MΔ +1.6%
The First National Bank of Henning
Ottertail, Minnesota
→
Assets: $393.92MΔ +2.3%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/03/1947 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55113 |
| State and County Number | 27123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/14/1948 |
| Primary Insurance Agency | DIF |
| Website | http://WWW.NORTHSTARBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 16733 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $401.36M |
| Total Deposits | $366.01M |
| Total Liabilities | $367.62M |
| Total Equity Capital | $33.74M |
| Net Income | $1.21M |
| Net Loans and Leases | $251.80M |
| Assets Per Employee ($Millions) | $7.3M |
| Bank Premises and Fixed Assets | $2.78M |
| Cash and Balances due from Depository Institutions | $62.74M |
| Deposits Held in Domestic Offices | $366.01M |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 14.83% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 64.04% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.407% |
| Earning Assets to total Assets | 98.03% |
Income and Expense
| Total Interest Income | $5.17M |
| Total Noninterest Income | $264.00k |
| Total Interest Expense | $1.78M |
| Total Noninterest Expense | $2.34M |
| Net Interest Income | $3.39M |
| Pre-tax Net Operating Income | $1.25M |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $273.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.61M |
| Total Liabilities and Capital | $401.36M |
Securities
| Securities | $81.44M |
| Available-for-sale debt securities | $81.44M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North Star Bank?
$401.36M as of the latest filing.
How much are North Star Bank's total deposits?
$366.01M in total deposits.
Where is North Star Bank located?
Roseville, MN.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
2.
When was it established?
02/03/1947.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$251.80M (latest filing).
What is the total interest income (latest filing)?
$5.17M.