Raritan State Bank
Raritan, IL
IDRSSD: 749943
Total Assets
$249.37M
Latest filing
Total Deposits
$220.05M
Latest filing
Net Interest Margin
3.64%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Raritan State Bank
106 E Main St
Raritan, IL 61471
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1920FDIC Certificate 6672
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Raritan State Bank (Main) | 106 E Main St | Raritan, IL |
| ABINGDON BANKING CENTER BRANCH | 805 N Monroe St | Abingdon, IL |
| BUSHNELL BANKING CENTER BRANCH | 360 Green St | Bushnell, IL |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
West Central Bank
Ashland, Illinois
→
Assets: $248.43MΔ +0.4%
Goodfield State Bank
Goodfield, Illinois
→
Assets: $244.25MΔ -1.2%
Warren-Boynton State Bank
New Berlin, Illinois
→
Assets: $251.38MΔ +1.6%
Security Savings Bank
Monmouth, Illinois
→
Assets: $243.00MΔ -1.7%
BankChampaign, National Association
Champaign, Illinois
→
Assets: $242.98MΔ -1.8%
The Anna -Jonesboro National Bank
Anna, Illinois
→
Assets: $240.07MΔ -2.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61471 |
| State and County Number | 17071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Burlington, IA-IL |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.raritanstatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 10438 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $249.37M |
| Total Deposits | $220.05M |
| Total Liabilities | $221.60M |
| Total Equity Capital | $27.77M |
| Net Income | $621.00k |
| Net Loans and Leases | $180.14M |
| Assets Per Employee ($Millions) | $7.33M |
| Bank Premises and Fixed Assets | $1.77M |
| Cash and Balances due from Depository Institutions | $6.49M |
| Deposits Held in Domestic Offices | $220.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1% |
| Return on Equity (ROE) | 9% |
| Net Interest Margin | 3.64% |
| Efficiency Ratio | 51.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.136% |
| Earning Assets to total Assets | 96.43% |
Income and Expense
| Total Interest Income | $3.42M |
| Total Noninterest Income | $132.00k |
| Total Interest Expense | $1.25M |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $2.18M |
| Pre-tax Net Operating Income | $850.00k |
| Provision for Credit Losses | $275.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $272.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $9.44M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.54M |
| Total Liabilities and Capital | $249.37M |
Securities
| Securities | $47.21M |
| Available-for-sale debt securities | $47.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Raritan State Bank?
$249.37M as of the latest filing.
How much are Raritan State Bank's total deposits?
$220.05M in total deposits.
Where is Raritan State Bank located?
Raritan, IL.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$180.14M (latest filing).
What is the total interest income (latest filing)?
$3.42M.