Solutions Bank
Forreston, IL
IDRSSD: 927134
Total Assets
$479.48M
Latest filing
Total Deposits
$381.79M
Latest filing
Net Interest Margin
3.38%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1887 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61030 |
| State and County Number | 17141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Rochelle, IL |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.solutions.bank |
| Data Updated | 11/14/2025 |
| CERT | 11741 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $479.48M |
| Total Deposits | $381.79M |
| Total Liabilities | $451.95M |
| Total Equity Capital | $27.53M |
| Net Income | $1.45M |
| Net Loans and Leases | $239.54M |
| Assets Per Employee ($Millions) | $7.26M |
| Bank Premises and Fixed Assets | $4.05M |
| Cash and Balances due from Depository Institutions | $7.06M |
| Deposits Held in Domestic Offices | $381.79M |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 23.55% |
| Net Interest Margin | 3.38% |
| Efficiency Ratio | 64.56% |
| Tier 1 Risk-Based Capital Ratio | 13.164% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.742% |
| Earning Assets to total Assets | 92.48% |
Income and Expense
| Total Interest Income | $5.95M |
| Total Noninterest Income | $367.00k |
| Total Interest Expense | $2.25M |
| Total Noninterest Expense | $2.63M |
| Net Interest Income | $3.70M |
| Pre-tax Net Operating Income | $1.44M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $68.86M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.32M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.30M |
| Total Liabilities and Capital | $479.48M |
Securities
| Securities | $192.32M |
| Available-for-sale debt securities | $192.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Solutions Bank?
$479.48M as of the latest filing.
How much are Solutions Bank's total deposits?
$381.79M in total deposits.
Where is Solutions Bank located?
Forreston, IL.
What is the Net Interest Margin?
3.38%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$239.54M (latest filing).
What is the total interest income (latest filing)?
$5.95M.