Solutions Bank
Forreston, IL
IDRSSD: 927134
Total Assets
$483.92M
Latest filing
Total Deposits
$376.40M
Latest filing
Net Interest Margin
3.06%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071913058FORRESTON, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Solutions Bank
200 E Main St
Forreston, IL 61030
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1887FDIC Certificate 7509
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Solutions Bank (Main) | 200 E Main St | Forreston, IL |
| DURAND BRANCH | 1005 Cameron Dr | Durand, IL |
| FREEPORT BRANCH | 996 W Fairview Rd | Freeport, IL |
| BEST ROAD FACILITY | 13697 Best Rd | Davis, IL |
| MENGE LANE BRANCH | 4111 Menge Ln | Poplar Grove, IL |
| KENT BRANCH | 717 N Kent Rd | Kent, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1887 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61030 |
| State and County Number | 17141 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Rochelle, IL |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.solutions.bank |
| Data Updated | 01/30/2026 |
| CERT | 11741 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $483.92M |
| Total Deposits | $376.40M |
| Total Liabilities | $455.44M |
| Total Equity Capital | $28.49M |
| Net Income | $543.00k |
| Net Loans and Leases | $246.81M |
| Assets Per Employee ($Millions) | $7.56M |
| Bank Premises and Fixed Assets | $3.97M |
| Cash and Balances due from Depository Institutions | $6.86M |
| Deposits Held in Domestic Offices | $376.40M |
Key Performance Ratios
| Return on Assets (ROA) | 0.45% |
| Return on Equity (ROE) | 7.75% |
| Net Interest Margin | 3.06% |
| Efficiency Ratio | 80.53% |
| Tier 1 Risk-Based Capital Ratio | 12.915% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.886% |
| Earning Assets to total Assets | 92.66% |
Income and Expense
| Total Interest Income | $5.64M |
| Total Noninterest Income | $416.00k |
| Total Interest Expense | $2.22M |
| Total Noninterest Expense | $3.08M |
| Net Interest Income | $3.42M |
| Pre-tax Net Operating Income | $746.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $77.68M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.19M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $483.92M |
Securities
| Securities | $190.60M |
| Available-for-sale debt securities | $190.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Solutions Bank?
$483.92M as of the latest filing.
How much are Solutions Bank's total deposits?
$376.40M in total deposits.
Where is Solutions Bank located?
Forreston, IL.
What is the Net Interest Margin?
3.06%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
0.45%.
How much are total loans and leases?
$246.81M (latest filing).
What is the total interest income (latest filing)?
$5.64M.