Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	07/09/1934
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	62450
State and County Number	17159
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	08
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Chicago
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	67
Domestic Offices	6
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	07/09/1934
Primary Insurance Agency	DIF
Website	http://www.fnbolney.com
Data Updated	11/14/2025
CERT	14567
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$450.12M
Total Deposits	$397.31M
Total Liabilities	$402.61M
Total Equity Capital	$47.51M
Net Income	$898.00k
Net Loans and Leases	$249.44M
Assets Per Employee ($Millions)	$6.62M
Bank Premises and Fixed Assets	$6.49M
Cash and Balances due from Depository Institutions	$25.48M
Deposits Held in Domestic Offices	$397.31M

Return on Assets (ROA)	0.79%
Return on Equity (ROE)	7.73%
Net Interest Margin	3.35%
Efficiency Ratio	58.54%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.48%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.555%
Earning Assets to total Assets	95.08%

Total Interest Income	$5.63M
Total Noninterest Income	$574.00k
Total Interest Expense	$2.02M
Total Noninterest Expense	$2.45M
Net Interest Income	$3.61M
Pre-tax Net Operating Income	$1.19M
Provision for Credit Losses	$547.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$1.44M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$2.86M
All Other Liabilities	$1.00M
Total Liabilities and Capital	$450.12M

Securities	$156.93M
Available-for-sale debt securities	$145.19M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$11.74M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of First National Bank in Olney?

$450.12M as of the latest filing.

How much are First National Bank in Olney's total deposits?

$397.31M in total deposits.

Where is First National Bank in Olney located?

Olney, IL.

What is the Net Interest Margin?

3.35%.

How many domestic offices does it operate?

When was it established?

07/09/1934.

What is the Return on Assets (ROA)?

0.79%.

How much are total loans and leases?

$249.44M (latest filing).

What is the total interest income (latest filing)?

$5.63M.