First National Bank in Olney
Olney, IL
IDRSSD: 412845
Total Assets
$455.00M
Latest filing
Total Deposits
$404.25M
Latest filing
Net Interest Margin
3.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First National Bank in Olney
101 E Main St
Olney, IL 62450
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/09/1934FDIC Certificate 9102
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First National Bank in Olney (Main) | 101 E Main St | Olney, IL |
| ROBINSON BRANCH | 1719 W Main St | Robinson, IL |
| OLNEY DRIVE-IN FACILITY | 400 S Whittle Ave | Olney, IL |
| OBLONG BRANCH | 203 W Main St | Oblong, IL |
| NEWTON BANKING CENTER BRANCH | 1706 W Jourdan St | Newton, IL |
| INGRAHAM BRANCH | 2567 Ingraham Ln | Ingraham, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/09/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62450 |
| State and County Number | 17159 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/09/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbolney.com |
| Data Updated | 01/30/2026 |
| CERT | 14567 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $455.00M |
| Total Deposits | $404.25M |
| Total Liabilities | $407.20M |
| Total Equity Capital | $47.80M |
| Net Income | $1.23M |
| Net Loans and Leases | $244.79M |
| Assets Per Employee ($Millions) | $6.5M |
| Bank Premises and Fixed Assets | $8.31M |
| Cash and Balances due from Depository Institutions | $31.16M |
| Deposits Held in Domestic Offices | $404.25M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 10.28% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 60.74% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.506% |
| Earning Assets to total Assets | 94.72% |
Income and Expense
| Total Interest Income | $5.66M |
| Total Noninterest Income | $462.00k |
| Total Interest Expense | $1.93M |
| Total Noninterest Expense | $2.55M |
| Net Interest Income | $3.73M |
| Pre-tax Net Operating Income | $1.70M |
| Provision for Credit Losses | $-50,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $71.00k |
| Other borrowed funds | $1.32M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $645.00k |
| All Other Liabilities | $981.00k |
| Total Liabilities and Capital | $455.00M |
Securities
| Securities | $159.92M |
| Available-for-sale debt securities | $148.95M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $10.96M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank in Olney?
$455.00M as of the latest filing.
How much are First National Bank in Olney's total deposits?
$404.25M in total deposits.
Where is First National Bank in Olney located?
Olney, IL.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
6.
When was it established?
07/09/1934.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$244.79M (latest filing).
What is the total interest income (latest filing)?
$5.66M.