Grand Ridge National Bank
Wheaton, IL
IDRSSD: 875132
Total Assets
$446.85M
Latest filing
Total Deposits
$387.26M
Latest filing
Net Interest Margin
5.02%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071913278GRAND RIDGE, IL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Grand Ridge National Bank
500 S County Farm Rd
Wheaton, IL 60187
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1903FDIC Certificate 2349
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Grand Ridge National Bank (Main) | 500 S County Farm Rd | Wheaton, IL |
| GRAND RIDGE BRANCH | 105 W Main St | Grand Ridge, IL |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Wheaton Bank & Trust, National Association
Wheaton, Illinois
→
Assets: $4.19BΔ +815.8%
Hoyne Savings Bank
Chicago, Illinois
→
Assets: $454.71MΔ -0.6%
Gold Coast Bank
Chicago, Illinois
→
Assets: $451.80MΔ -1.2%
Petefish, Skiles & Co.
Virginia, Illinois
→
Assets: $463.90MΔ +1.4%
First National Bank in Olney
Olney, Illinois
→
Assets: $450.12MΔ -1.6%
Citizens State Bank
Lena, Illinois
→
Assets: $447.66MΔ -2.1%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/06/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60187 |
| State and County Number | 17043 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/12/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.GRNbank.com |
| Data Updated | 01/30/2026 |
| CERT | 3674 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $446.85M |
| Total Deposits | $387.26M |
| Total Liabilities | $390.02M |
| Total Equity Capital | $56.83M |
| Net Income | $1.55M |
| Net Loans and Leases | $326.22M |
| Assets Per Employee ($Millions) | $12.08M |
| Bank Premises and Fixed Assets | $3.10M |
| Cash and Balances due from Depository Institutions | $113.60M |
| Deposits Held in Domestic Offices | $387.26M |
Key Performance Ratios
| Return on Assets (ROA) | 1.37% |
| Return on Equity (ROE) | 11.05% |
| Net Interest Margin | 5.02% |
| Efficiency Ratio | 54.98% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.38% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.719% |
| Earning Assets to total Assets | 97.97% |
Income and Expense
| Total Interest Income | $7.85M |
| Total Noninterest Income | $128.00k |
| Total Interest Expense | $2.30M |
| Total Noninterest Expense | $3.13M |
| Net Interest Income | $5.56M |
| Pre-tax Net Operating Income | $2.13M |
| Provision for Credit Losses | $430.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.76M |
| Total Liabilities and Capital | $446.85M |
Securities
| Securities | $72.00k |
| Available-for-sale debt securities | $72.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand Ridge National Bank?
$446.85M as of the latest filing.
How much are Grand Ridge National Bank's total deposits?
$387.26M in total deposits.
Where is Grand Ridge National Bank located?
Wheaton, IL.
What is the Net Interest Margin?
5.02%.
How many domestic offices does it operate?
2.
When was it established?
04/06/1903.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$326.22M (latest filing).
What is the total interest income (latest filing)?
$7.85M.