First Secure Community Bank
Sugar Grove, IL
IDRSSD: 2805535
Total Assets
$525.84M
Latest filing
Total Deposits
$422.40M
Latest filing
Net Interest Margin
3.32%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071926058SUGAR GROVE, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Secure Community Bank
670 N Sugar Grove Pkwy
Sugar Grove, IL 60554
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/07/2000FDIC Certificate 76778
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Secure Community Bank (Main) | 670 N Sugar Grove Pkwy | Sugar Grove, IL |
| MORRIS BRANCH | 211 E Jefferson St | Morris, IL |
| FIRST SECURE COMMUNITY BANK OF AURORA | 1 N Constitution Dr | Aurora, IL |
| ESSINGTON ROAD BRANCH | 2398 Essington Rd | Joliet, IL |
| NAPERVILLE BRANCH | 1607 N Aurora Rd | Naperville, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/07/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60554 |
| State and County Number | 17089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/07/2000 |
| Primary Insurance Agency | DIF |
| Website | http://www.1stsecurebank.com |
| Data Updated | 01/30/2026 |
| CERT | 35223 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $525.84M |
| Total Deposits | $422.40M |
| Total Liabilities | $479.16M |
| Total Equity Capital | $46.69M |
| Net Income | $393.00k |
| Net Loans and Leases | $374.59M |
| Assets Per Employee ($Millions) | $12.52M |
| Bank Premises and Fixed Assets | $18.91M |
| Cash and Balances due from Depository Institutions | $50.76M |
| Deposits Held in Domestic Offices | $422.40M |
Key Performance Ratios
| Return on Assets (ROA) | 0.3% |
| Return on Equity (ROE) | 3.39% |
| Net Interest Margin | 3.32% |
| Efficiency Ratio | 85.9% |
| Tier 1 Risk-Based Capital Ratio | 10.595% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.878% |
| Earning Assets to total Assets | 94.57% |
Income and Expense
| Total Interest Income | $7.14M |
| Total Noninterest Income | $333.00k |
| Total Interest Expense | $3.07M |
| Total Noninterest Expense | $3.79M |
| Net Interest Income | $4.07M |
| Pre-tax Net Operating Income | $550.00k |
| Provision for Credit Losses | $65.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $53.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.75M |
| Total Liabilities and Capital | $525.84M |
Securities
| Securities | $74.06M |
| Available-for-sale debt securities | $74.06M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Secure Community Bank?
$525.84M as of the latest filing.
How much are First Secure Community Bank's total deposits?
$422.40M in total deposits.
Where is First Secure Community Bank located?
Sugar Grove, IL.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
5.
When was it established?
02/07/2000.
What is the Return on Assets (ROA)?
0.3%.
How much are total loans and leases?
$374.59M (latest filing).
What is the total interest income (latest filing)?
$7.14M.