American Eagle Bank

South Elgin, IL
IDRSSD: 3116519
Total Assets
$487.85M
Latest filing
Total Deposits
$378.04M
Latest filing
Net Interest Margin
2.62%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
American Eagle Bank
556 Randall Rd
South Elgin, IL 60177
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/17/2002FDIC Certificate 362437

Branches (1)

Page 1 of 1
NameAddressCity / State
American Eagle Bank (Main)556 Randall RdSouth Elgin, IL
CHICAGO BRANCH2255 N Western AveChicago, IL
Showing 1 of 1

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/17/2002
Community BankYes
Ownership TypeNot Mutual
ZIP60177
State and County Number17089
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees27
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/17/2002
Primary Insurance AgencyDIF
Websitewww.americaneaglebank.com
Data Updated11/14/2025
CERT57359
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$487.85M
Total Deposits$378.04M
Total Liabilities$444.94M
Total Equity Capital$42.91M
Net Income$840.00k
Net Loans and Leases$419.16M
Assets Per Employee ($Millions)$18.07M
Bank Premises and Fixed Assets$9.84M
Cash and Balances due from Depository Institutions$52.58M
Deposits Held in Domestic Offices$378.04M

Key Performance Ratios

Return on Assets (ROA)0.7%
Return on Equity (ROE)7.86%
Net Interest Margin2.62%
Efficiency Ratio63.25%
Tier 1 Risk-Based Capital Ratio10.228%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.795%
Earning Assets to total Assets97.18%

Income and Expense

Total Interest Income$6.89M
Total Noninterest Income$50.00k
Total Interest Expense$3.82M
Total Noninterest Expense$1.97M
Net Interest Income$3.07M
Pre-tax Net Operating Income$1.17M
Provision for Credit Losses$-25,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$61.84M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.06M
Total Liabilities and Capital$487.85M

Securities

Securities$2.90M
Available-for-sale debt securities$986.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.92M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Eagle Bank?
$487.85M as of the latest filing.
How much are American Eagle Bank's total deposits?
$378.04M in total deposits.
Where is American Eagle Bank located?
South Elgin, IL.
What is the Net Interest Margin?
2.62%.
How many domestic offices does it operate?
2.
When was it established?
10/17/2002.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$419.16M (latest filing).
What is the total interest income (latest filing)?
$6.89M.