American Eagle Bank
South Elgin, IL
IDRSSD: 3116519
Total Assets
$496.93M
Latest filing
Total Deposits
$375.61M
Latest filing
Net Interest Margin
2.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071926281SOUTH ELGIN, IL
Key People
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Locations
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Main Office
American Eagle Bank
556 Randall Rd
South Elgin, IL 60177
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/17/2002FDIC Certificate 362437
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Eagle Bank (Main) | 556 Randall Rd | South Elgin, IL |
| CHICAGO BRANCH | 2255 N Western Ave | Chicago, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/17/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60177 |
| State and County Number | 17089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/17/2002 |
| Primary Insurance Agency | DIF |
| Website | www.americaneaglebank.com |
| Data Updated | 01/30/2026 |
| CERT | 57359 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $496.93M |
| Total Deposits | $375.61M |
| Total Liabilities | $453.82M |
| Total Equity Capital | $43.11M |
| Net Income | $495.00k |
| Net Loans and Leases | $428.03M |
| Assets Per Employee ($Millions) | $18.4M |
| Bank Premises and Fixed Assets | $9.77M |
| Cash and Balances due from Depository Institutions | $52.83M |
| Deposits Held in Domestic Offices | $375.61M |
Key Performance Ratios
| Return on Assets (ROA) | 0.4% |
| Return on Equity (ROE) | 4.6% |
| Net Interest Margin | 2.46% |
| Efficiency Ratio | 72% |
| Tier 1 Risk-Based Capital Ratio | 10.313% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.675% |
| Earning Assets to total Assets | 97.2% |
Income and Expense
| Total Interest Income | $6.73M |
| Total Noninterest Income | $56.00k |
| Total Interest Expense | $3.79M |
| Total Noninterest Expense | $2.16M |
| Net Interest Income | $2.94M |
| Pre-tax Net Operating Income | $689.00k |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $73.26M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.95M |
| Total Liabilities and Capital | $496.93M |
Securities
| Securities | $2.63M |
| Available-for-sale debt securities | $995.00k |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.64M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Eagle Bank?
$496.93M as of the latest filing.
How much are American Eagle Bank's total deposits?
$375.61M in total deposits.
Where is American Eagle Bank located?
South Elgin, IL.
What is the Net Interest Margin?
2.46%.
How many domestic offices does it operate?
2.
When was it established?
10/17/2002.
What is the Return on Assets (ROA)?
0.4%.
How much are total loans and leases?
$428.03M (latest filing).
What is the total interest income (latest filing)?
$6.73M.