The Sherwood State Bank

Sherwood, OH
IDRSSD: 546320
Total Assets
$104.27M
Latest filing
Total Deposits
$85.46M
Latest filing
Net Interest Margin
4.35%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/08/1945
Community BankYes
Ownership TypeNot Mutual
ZIP43556
State and County Number39039
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameDefiance, OH

Operational Info

Number of Employees28
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/08/1945
Primary Insurance AgencyDIF
Websitewww.sherwood.bank
Data Updated11/14/2025
CERT16222
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$104.27M
Total Deposits$85.46M
Total Liabilities$92.04M
Total Equity Capital$12.23M
Net Income$167.00k
Net Loans and Leases$77.27M
Assets Per Employee ($Millions)$3.86M
Bank Premises and Fixed Assets$3.85M
Cash and Balances due from Depository Institutions$1.82M
Deposits Held in Domestic Offices$85.46M

Key Performance Ratios

Return on Assets (ROA)0.64%
Return on Equity (ROE)5.55%
Net Interest Margin4.35%
Efficiency Ratio81.77%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.728%
Earning Assets to total Assets90.4%

Income and Expense

Total Interest Income$1.41M
Total Noninterest Income$124.00k
Total Interest Expense$392.00k
Total Noninterest Expense$933.00k
Net Interest Income$1.02M
Pre-tax Net Operating Income$188.00k
Provision for Credit Losses$20.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.13M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$787.00k
All Other Liabilities$666.00k
Total Liabilities and Capital$104.27M

Securities

Securities$16.87M
Available-for-sale debt securities$16.87M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Sherwood State Bank?
$104.27M as of the latest filing.
How much are The Sherwood State Bank's total deposits?
$85.46M in total deposits.
Where is The Sherwood State Bank located?
Sherwood, OH.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
4.
When was it established?
01/08/1945.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$77.27M (latest filing).
What is the total interest income (latest filing)?
$1.41M.