Patrons Bank, National Association
Okmulgee, OK
IDRSSD: 634955
Total Assets
$298.19M
Latest filing
Total Deposits
$259.94M
Latest filing
Net Interest Margin
4.11%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Patrons Bank, National Association
610 E 8th St
Okmulgee, OK 74447
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/02/1917FDIC Certificate 2728
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Patrons Bank, National Association (Main) | 610 E 8th St | Okmulgee, OK |
| FIRST NATIONAL BANK, HENRYETTA BRANCH | 4th And Trudgeon Streets | Henryetta, OK |
| WAL-MART BRANCH | 1800 S Wood Dr | Okmulgee, OK |
| BIXBY BRANCH | 7647 E 126th St S | Bixby, OK |
| WEWOKA BRANCH | 200 S Wewoka Ave | Wewoka, OK |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/02/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74447 |
| State and County Number | 40111 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Tulsa, OK |
Operational Info
| Number of Employees | 69 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/01/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mybankfnb.com |
| Data Updated | 01/30/2026 |
| CERT | 4170 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $298.19M |
| Total Deposits | $259.94M |
| Total Liabilities | $268.70M |
| Total Equity Capital | $29.48M |
| Net Income | $502.00k |
| Net Loans and Leases | $171.19M |
| Assets Per Employee ($Millions) | $4.14M |
| Bank Premises and Fixed Assets | $3.83M |
| Cash and Balances due from Depository Institutions | $8.24M |
| Deposits Held in Domestic Offices | $259.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 6.77% |
| Net Interest Margin | 4.11% |
| Efficiency Ratio | 85.42% |
| Tier 1 Risk-Based Capital Ratio | 14.196% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.888% |
| Earning Assets to total Assets | 91.27% |
Income and Expense
| Total Interest Income | $3.84M |
| Total Noninterest Income | $659.00k |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $2.94M |
| Net Interest Income | $2.79M |
| Pre-tax Net Operating Income | $502.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $42.00k |
| Federal Funds Purchased and Repurchased Agreement | $4.76M |
| All Other Liabilities | $4.00M |
| Total Liabilities and Capital | $298.19M |
Securities
| Securities | $98.92M |
| Available-for-sale debt securities | $98.92M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Patrons Bank, National Association?
$298.19M as of the latest filing.
How much are Patrons Bank, National Association's total deposits?
$259.94M in total deposits.
Where is Patrons Bank, National Association located?
Okmulgee, OK.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
5.
When was it established?
04/02/1917.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$171.19M (latest filing).
What is the total interest income (latest filing)?
$3.84M.