Pocahontas State Bank
Pocahontas, IA
IDRSSD: 402846
Total Assets
$124.57M
Latest filing
Total Deposits
$90.87M
Latest filing
Net Interest Margin
2.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Pocahontas State Bank
233 N Main St
Pocahontas, IA 50574
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1926FDIC Certificate 187
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pocahontas State Bank (Main) | 233 N Main St | Pocahontas, IA |
| 11 WEST ELM BRANCH | 11 W Elm Ave | Pocahontas, IA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50574 |
| State and County Number | 19151 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pocahontasstatebank.net |
| Data Updated | 11/14/2025 |
| CERT | 234 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $124.57M |
| Total Deposits | $90.87M |
| Total Liabilities | $91.64M |
| Total Equity Capital | $32.93M |
| Net Income | $508.00k |
| Net Loans and Leases | $38.22M |
| Assets Per Employee ($Millions) | $15.57M |
| Bank Premises and Fixed Assets | $211.00k |
| Cash and Balances due from Depository Institutions | $2.42M |
| Deposits Held in Domestic Offices | $90.87M |
Key Performance Ratios
| Return on Assets (ROA) | 1.7% |
| Return on Equity (ROE) | 6.29% |
| Net Interest Margin | 2.71% |
| Efficiency Ratio | 31.89% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 26.437% |
| Earning Assets to total Assets | 94.02% |
Income and Expense
| Total Interest Income | $1.23M |
| Total Noninterest Income | $19.00k |
| Total Interest Expense | $462.00k |
| Total Noninterest Expense | $250.00k |
| Net Interest Income | $765.00k |
| Pre-tax Net Operating Income | $534.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.72M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $765.00k |
| Total Liabilities and Capital | $124.57M |
Securities
| Securities | $74.14M |
| Available-for-sale debt securities | $27.32M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $46.83M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pocahontas State Bank?
$124.57M as of the latest filing.
How much are Pocahontas State Bank's total deposits?
$90.87M in total deposits.
Where is Pocahontas State Bank located?
Pocahontas, IA.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
2.
When was it established?
07/01/1926.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$38.22M (latest filing).
What is the total interest income (latest filing)?
$1.23M.