Farmers State Bank
Booneville, KY
IDRSSD: 131717
Total Assets
$68.22M
Latest filing
Total Deposits
$61.49M
Latest filing
Net Interest Margin
4.32%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Farmers State Bank
21 Ky 11 S
Booneville, KY 41314
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1931FDIC Certificate 3992
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers State Bank (Main) | 21 Ky 11 S | Booneville, KY |
| BEATTYVILLE BRANCH | 1019 Broadway, Highway 11 North | Beattyville, KY |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/02/1931 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 41314 |
| State and County Number | 21189 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.farmersstatebankky.com |
| Data Updated | 01/30/2026 |
| CERT | 5838 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $68.22M |
| Total Deposits | $61.49M |
| Total Liabilities | $62.83M |
| Total Equity Capital | $5.39M |
| Net Income | $205.00k |
| Net Loans and Leases | $28.07M |
| Assets Per Employee ($Millions) | $3.79M |
| Bank Premises and Fixed Assets | $1.08M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $61.49M |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 15.78% |
| Net Interest Margin | 4.32% |
| Efficiency Ratio | 70.79% |
| Tier 1 Risk-Based Capital Ratio | 17.499% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.899% |
| Earning Assets to total Assets | 93.11% |
Income and Expense
| Total Interest Income | $793.00k |
| Total Noninterest Income | $100.00k |
| Total Interest Expense | $133.00k |
| Total Noninterest Expense | $538.00k |
| Net Interest Income | $660.00k |
| Pre-tax Net Operating Income | $215.00k |
| Provision for Credit Losses | $7.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.77M |
| Federal Funds Purchased and Repurchased Agreement | $740.00k |
| All Other Liabilities | $598.00k |
| Total Liabilities and Capital | $68.22M |
Securities
| Securities | $29.09M |
| Available-for-sale debt securities | $29.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers State Bank?
$68.22M as of the latest filing.
How much are Farmers State Bank's total deposits?
$61.49M in total deposits.
Where is Farmers State Bank located?
Booneville, KY.
What is the Net Interest Margin?
4.32%.
How many domestic offices does it operate?
2.
When was it established?
01/02/1931.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$28.07M (latest filing).
What is the total interest income (latest filing)?
$793.00k.