Blue Grass Federal Savings and Loan Association
Paris, KY
IDRSSD: 617079
Total Assets
$57.46M
Latest filing
Total Deposits
$39.63M
Latest filing
Net Interest Margin
2.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Blue Grass Federal Savings and Loan Association
600 High St
Paris, KY 40361
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 43924
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Blue Grass Federal Savings and Loan Association (Main) | 600 High St | Paris, KY | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1914 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 40361 |
| State and County Number | 21017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lexington-Fayette, KY |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | bluegrassfederal.bank |
| Data Updated | 01/30/2026 |
| CERT | 31090 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $57.46M |
| Total Deposits | $39.63M |
| Total Liabilities | $48.22M |
| Total Equity Capital | $9.24M |
| Net Income | $34.00k |
| Net Loans and Leases | $40.59M |
| Assets Per Employee ($Millions) | $7.18M |
| Bank Premises and Fixed Assets | $1.46M |
| Cash and Balances due from Depository Institutions | $9.11M |
| Deposits Held in Domestic Offices | $39.63M |
Key Performance Ratios
| Return on Assets (ROA) | 0.24% |
| Return on Equity (ROE) | 1.48% |
| Net Interest Margin | 2.76% |
| Efficiency Ratio | 86.36% |
| Tier 1 Risk-Based Capital Ratio | 25.768% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.086% |
| Earning Assets to total Assets | 93.04% |
Income and Expense
| Total Interest Income | $697.00k |
| Total Noninterest Income | $30.00k |
| Total Interest Expense | $331.00k |
| Total Noninterest Expense | $344.00k |
| Net Interest Income | $366.00k |
| Pre-tax Net Operating Income | $42.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $591.00k |
| Total Liabilities and Capital | $57.46M |
Securities
| Securities | $4.39M |
| Available-for-sale debt securities | $4.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Blue Grass Federal Savings and Loan Association?
$57.46M as of the latest filing.
How much are Blue Grass Federal Savings and Loan Association's total deposits?
$39.63M in total deposits.
Where is Blue Grass Federal Savings and Loan Association located?
Paris, KY.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
0.24%.
How much are total loans and leases?
$40.59M (latest filing).
What is the total interest income (latest filing)?
$697.00k.