Blue Grass Federal Savings and Loan Association
Paris, KY
IDRSSD: 617079
Total Assets
$56.19M
Latest filing
Total Deposits
$38.45M
Latest filing
Net Interest Margin
2.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Blue Grass Federal Savings and Loan Association
600 High St
Paris, KY 40361
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1914FDIC Certificate 43924
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Blue Grass Federal Savings and Loan Association (Main) | 600 High St | Paris, KY | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1914 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 40361 |
| State and County Number | 21017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Lexington-Fayette, KY |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | bluegrassfederal.bank |
| Data Updated | 11/14/2025 |
| CERT | 31090 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $56.19M |
| Total Deposits | $38.45M |
| Total Liabilities | $47.00M |
| Total Equity Capital | $9.19M |
| Net Income | $34.00k |
| Net Loans and Leases | $41.35M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $714.00k |
| Cash and Balances due from Depository Institutions | $8.48M |
| Deposits Held in Domestic Offices | $38.45M |
Key Performance Ratios
| Return on Assets (ROA) | 0.25% |
| Return on Equity (ROE) | 1.48% |
| Net Interest Margin | 2.91% |
| Efficiency Ratio | 86% |
| Tier 1 Risk-Based Capital Ratio | 26.497% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.354% |
| Earning Assets to total Assets | 93.34% |
Income and Expense
| Total Interest Income | $690.00k |
| Total Noninterest Income | $29.00k |
| Total Interest Expense | $319.00k |
| Total Noninterest Expense | $347.00k |
| Net Interest Income | $371.00k |
| Pre-tax Net Operating Income | $42.00k |
| Provision for Credit Losses | $11.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $552.00k |
| Total Liabilities and Capital | $56.19M |
Securities
| Securities | $2.99M |
| Available-for-sale debt securities | $2.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Blue Grass Federal Savings and Loan Association?
$56.19M as of the latest filing.
How much are Blue Grass Federal Savings and Loan Association's total deposits?
$38.45M in total deposits.
Where is Blue Grass Federal Savings and Loan Association located?
Paris, KY.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
0.25%.
How much are total loans and leases?
$41.35M (latest filing).
What is the total interest income (latest filing)?
$690.00k.