Clinton Bank
Clinton, KY
IDRSSD: 782548
Total Assets
$69.61M
Latest filing
Total Deposits
$58.00M
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Clinton Bank
220 E Clay St
Clinton, KY 42031
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/01/1887FDIC Certificate 243
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Clinton Bank (Main) | 220 E Clay St | Clinton, KY | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/01/1887 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 42031 |
| State and County Number | 21105 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.CLINTONBANKKY.COM |
| Data Updated | 11/14/2025 |
| CERT | 304 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $69.61M |
| Total Deposits | $58.00M |
| Total Liabilities | $58.44M |
| Total Equity Capital | $11.17M |
| Net Income | $110.00k |
| Net Loans and Leases | $46.11M |
| Assets Per Employee ($Millions) | $5.35M |
| Bank Premises and Fixed Assets | $347.00k |
| Cash and Balances due from Depository Institutions | $3.17M |
| Deposits Held in Domestic Offices | $58.00M |
Key Performance Ratios
| Return on Assets (ROA) | 0.62% |
| Return on Equity (ROE) | 4.02% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 79.43% |
| Tier 1 Risk-Based Capital Ratio | 24.234% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 16.044% |
| Earning Assets to total Assets | 92.83% |
Income and Expense
| Total Interest Income | $935.00k |
| Total Noninterest Income | $54.00k |
| Total Interest Expense | $289.00k |
| Total Noninterest Expense | $556.00k |
| Net Interest Income | $646.00k |
| Pre-tax Net Operating Income | $123.00k |
| Provision for Credit Losses | $21.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $833.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $442.00k |
| Total Liabilities and Capital | $69.61M |
Securities
| Securities | $17.54M |
| Available-for-sale debt securities | $17.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Clinton Bank?
$69.61M as of the latest filing.
How much are Clinton Bank's total deposits?
$58.00M in total deposits.
Where is Clinton Bank located?
Clinton, KY.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
1.
When was it established?
09/01/1887.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$46.11M (latest filing).
What is the total interest income (latest filing)?
$935.00k.