Carrollton Federal Bank
Carrollton, KY
IDRSSD: 219679
Total Assets
$41.34M
Latest filing
Total Deposits
$35.05M
Latest filing
Net Interest Margin
3.86%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Carrollton Federal Bank
2539 Highway 227
Carrollton, KY 41008
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 42608
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Carrollton Federal Bank (Main) | 2539 Highway 227 | Carrollton, KY | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
FIRST NATIONAL BANK OF KENTUCKY
Carrollton, Kentucky
→
Assets: $233.27MΔ +467.5%
First Federal Savings and Loan Association
Morehead, Kentucky
→
Assets: $40.55MΔ -1.4%
Citizens Federal Savings and Loan Association
Covington, Kentucky
→
Assets: $41.77MΔ +1.6%
Blue Grass Federal Savings and Loan Association
Paris, Kentucky
→
Assets: $53.29MΔ +29.6%
Home Savings Bank, FSB
Ludlow, Kentucky
→
Assets: $27.78MΔ -32.4%
Pinnacle Bank, Inc.
Pikeville, Kentucky
→
Assets: $55.64MΔ +35.4%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 41008 |
| State and County Number | 21041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.carrolltonfederal.com |
| Data Updated | 11/14/2025 |
| CERT | 29774 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $41.34M |
| Total Deposits | $35.05M |
| Total Liabilities | $35.34M |
| Total Equity Capital | $6.00M |
| Net Income | $73.00k |
| Net Loans and Leases | $25.38M |
| Assets Per Employee ($Millions) | $4.13M |
| Bank Premises and Fixed Assets | $664.00k |
| Cash and Balances due from Depository Institutions | $4.38M |
| Deposits Held in Domestic Offices | $35.05M |
Key Performance Ratios
| Return on Assets (ROA) | 0.71% |
| Return on Equity (ROE) | 4.99% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 77.64% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.504% |
| Earning Assets to total Assets | 93.32% |
Income and Expense
| Total Interest Income | $487.00k |
| Total Noninterest Income | $27.00k |
| Total Interest Expense | $116.00k |
| Total Noninterest Expense | $309.00k |
| Net Interest Income | $371.00k |
| Pre-tax Net Operating Income | $89.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $290.00k |
| Total Liabilities and Capital | $41.34M |
Securities
| Securities | $9.37M |
| Available-for-sale debt securities | $9.37M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Carrollton Federal Bank?
$41.34M as of the latest filing.
How much are Carrollton Federal Bank's total deposits?
$35.05M in total deposits.
Where is Carrollton Federal Bank located?
Carrollton, KY.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.71%.
How much are total loans and leases?
$25.38M (latest filing).
What is the total interest income (latest filing)?
$487.00k.