Carrollton Federal Bank
Carrollton, KY
IDRSSD: 219679
Total Assets
$40.52M
Latest filing
Total Deposits
$34.19M
Latest filing
Net Interest Margin
4.01%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Carrollton Federal Bank
2539 Highway 227
Carrollton, KY 41008
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1890FDIC Certificate 42608
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Carrollton Federal Bank (Main) | 2539 Highway 227 | Carrollton, KY | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 41008 |
| State and County Number | 21041 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 10 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.carrolltonfederal.com |
| Data Updated | 01/30/2026 |
| CERT | 29774 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $40.52M |
| Total Deposits | $34.19M |
| Total Liabilities | $34.39M |
| Total Equity Capital | $6.13M |
| Net Income | $79.00k |
| Net Loans and Leases | $26.28M |
| Assets Per Employee ($Millions) | $4.05M |
| Bank Premises and Fixed Assets | $687.00k |
| Cash and Balances due from Depository Institutions | $2.76M |
| Deposits Held in Domestic Offices | $34.19M |
Key Performance Ratios
| Return on Assets (ROA) | 0.77% |
| Return on Equity (ROE) | 5.21% |
| Net Interest Margin | 4.01% |
| Efficiency Ratio | 77.13% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.133% |
| Earning Assets to total Assets | 93.44% |
Income and Expense
| Total Interest Income | $504.00k |
| Total Noninterest Income | $28.00k |
| Total Interest Expense | $121.00k |
| Total Noninterest Expense | $317.00k |
| Net Interest Income | $383.00k |
| Pre-tax Net Operating Income | $94.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $203.00k |
| Total Liabilities and Capital | $40.52M |
Securities
| Securities | $9.25M |
| Available-for-sale debt securities | $9.25M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Carrollton Federal Bank?
$40.52M as of the latest filing.
How much are Carrollton Federal Bank's total deposits?
$34.19M in total deposits.
Where is Carrollton Federal Bank located?
Carrollton, KY.
What is the Net Interest Margin?
4.01%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.77%.
How much are total loans and leases?
$26.28M (latest filing).
What is the total interest income (latest filing)?
$504.00k.