Security Bank and Trust Company
Miami, OK
IDRSSD: 19356
Total Assets
$152.19M
Latest filing
Total Deposits
$131.25M
Latest filing
Net Interest Margin
4.54%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103110907MIAMI, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security Bank and Trust Company
2 S Main St
Miami, OK 74354
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1922FDIC Certificate 6322
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Bank and Trust Company (Main) | 2 S Main St | Miami, OK |
| AFTON BRANCH | 1 Sw 1st St | Afton, OK |
| NORTH MAIN BRANCH | 2200 N Main St | Miami, OK |
| COMMERCE BRANCH | 101 N Mickey Mantle Blvd | Commerce, OK |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1922 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74354 |
| State and County Number | 40115 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Miami, OK |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sbtmiami.com |
| Data Updated | 01/30/2026 |
| CERT | 9881 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $152.19M |
| Total Deposits | $131.25M |
| Total Liabilities | $140.07M |
| Total Equity Capital | $12.12M |
| Net Income | $535.00k |
| Net Loans and Leases | $120.78M |
| Assets Per Employee ($Millions) | $5.64M |
| Bank Premises and Fixed Assets | $1.31M |
| Cash and Balances due from Depository Institutions | $10.27M |
| Deposits Held in Domestic Offices | $131.25M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 17.68% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 66.69% |
| Tier 1 Risk-Based Capital Ratio | 10.26% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.962% |
| Earning Assets to total Assets | 88.94% |
Income and Expense
| Total Interest Income | $2.54M |
| Total Noninterest Income | $196.00k |
| Total Interest Expense | $965.00k |
| Total Noninterest Expense | $1.18M |
| Net Interest Income | $1.57M |
| Pre-tax Net Operating Income | $543.00k |
| Provision for Credit Losses | $45.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $257.00k |
| Other borrowed funds | $8.06M |
| Federal Funds Sold & Reverse Repurchase Agreement | $281.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $764.00k |
| Total Liabilities and Capital | $152.19M |
Securities
| Securities | $13.11M |
| Available-for-sale debt securities | $13.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Bank and Trust Company?
$152.19M as of the latest filing.
How much are Security Bank and Trust Company's total deposits?
$131.25M in total deposits.
Where is Security Bank and Trust Company located?
Miami, OK.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
4.
When was it established?
12/01/1922.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$120.78M (latest filing).
What is the total interest income (latest filing)?
$2.54M.