Savannah Bank National Association
Savannah, NY
IDRSSD: 647414
Total Assets
$189.50M
Latest filing
Total Deposits
$171.39M
Latest filing
Net Interest Margin
2.82%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
022311117SAVANNAH, NY
Key People
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Locations
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Main Office
Savannah Bank National Association
1565 N Main St
Savannah, NY 13146
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1925FDIC Certificate 9139
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Savannah Bank National Association (Main) | 1565 N Main St | Savannah, NY |
| FAIR HAVEN BRANCH | 563 Main St | Fair Haven, NY |
| WATERLOO BRANCH | 35 W Main St | Waterloo, NY |
| FINGERLAKES MALL BRANCH | 1579 Clark Street Rd | Auburn, NY |
| PORT BYRON BRANCH | 126 Main Street | Port Byron, NY |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1925 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 13146 |
| State and County Number | 36117 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Rochester, NY |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/21/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.savannahbankny.com |
| Data Updated | 01/30/2026 |
| CERT | 14619 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $189.50M |
| Total Deposits | $171.39M |
| Total Liabilities | $175.43M |
| Total Equity Capital | $14.07M |
| Net Income | $164.00k |
| Net Loans and Leases | $91.96M |
| Assets Per Employee ($Millions) | $5.74M |
| Bank Premises and Fixed Assets | $1.49M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $171.39M |
Key Performance Ratios
| Return on Assets (ROA) | 0.35% |
| Return on Equity (ROE) | 4.74% |
| Net Interest Margin | 2.82% |
| Efficiency Ratio | 87.92% |
| Tier 1 Risk-Based Capital Ratio | 17.054% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.427% |
| Earning Assets to total Assets | 96.86% |
Income and Expense
| Total Interest Income | $2.21M |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $924.00k |
| Total Noninterest Expense | $1.19M |
| Net Interest Income | $1.28M |
| Pre-tax Net Operating Income | $164.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $163.00k |
| Federal Funds Purchased and Repurchased Agreement | $3.52M |
| All Other Liabilities | $520.00k |
| Total Liabilities and Capital | $189.50M |
Securities
| Securities | $74.90M |
| Available-for-sale debt securities | $71.11M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.79M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Savannah Bank National Association?
$189.50M as of the latest filing.
How much are Savannah Bank National Association's total deposits?
$171.39M in total deposits.
Where is Savannah Bank National Association located?
Savannah, NY.
What is the Net Interest Margin?
2.82%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1925.
What is the Return on Assets (ROA)?
0.35%.
How much are total loans and leases?
$91.96M (latest filing).
What is the total interest income (latest filing)?
$2.21M.