Bank of Holland
Holland, NY
IDRSSD: 941804
Total Assets
$246.33M
Latest filing
Total Deposits
$220.54M
Latest filing
Net Interest Margin
3.84%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
022307600HOLLAND, NY
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Holland
12 S Main St
Holland, NY 14080
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/21/1893FDIC Certificate 962
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Holland (Main) | 12 S Main St | Holland, NY |
| EAST AURORA OFFICE BRANCH | 250 Quaker Rd | East Aurora, NY |
| ELMA BRANCH | 2341 Bowen Rd | Elma, NY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/21/1893 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14080 |
| State and County Number | 36029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Buffalo-Cheektowaga, NY |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofhollandny.com |
| Data Updated | 01/30/2026 |
| CERT | 1464 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $246.33M |
| Total Deposits | $220.54M |
| Total Liabilities | $226.45M |
| Total Equity Capital | $19.88M |
| Net Income | $715.00k |
| Net Loans and Leases | $182.52M |
| Assets Per Employee ($Millions) | $7.04M |
| Bank Premises and Fixed Assets | $2.28M |
| Cash and Balances due from Depository Institutions | $11.04M |
| Deposits Held in Domestic Offices | $220.54M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 14.73% |
| Net Interest Margin | 3.84% |
| Efficiency Ratio | 63.31% |
| Tier 1 Risk-Based Capital Ratio | 14.2% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.069% |
| Earning Assets to total Assets | 96.75% |
Income and Expense
| Total Interest Income | $3.06M |
| Total Noninterest Income | $225.00k |
| Total Interest Expense | $751.00k |
| Total Noninterest Expense | $1.60M |
| Net Interest Income | $2.31M |
| Pre-tax Net Operating Income | $906.00k |
| Provision for Credit Losses | $24.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $905.00k |
| Total Liabilities and Capital | $246.33M |
Securities
| Securities | $45.77M |
| Available-for-sale debt securities | $45.77M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Holland?
$246.33M as of the latest filing.
How much are Bank of Holland's total deposits?
$220.54M in total deposits.
Where is Bank of Holland located?
Holland, NY.
What is the Net Interest Margin?
3.84%.
How many domestic offices does it operate?
3.
When was it established?
10/21/1893.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$182.52M (latest filing).
What is the total interest income (latest filing)?
$3.06M.