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Bank of Holland

Holland, NY
IDRSSD: 941804
Total Assets
$250.98M
Latest filing
Total Deposits
$226.05M
Latest filing
Net Interest Margin
3.88%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/21/1893
Community BankYes
Ownership TypeNot Mutual
ZIP14080
State and County Number36029
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBuffalo-Cheektowaga, NY

Operational Info

Number of Employees37
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.bankofhollandny.com
Data Updated11/14/2025
CERT1464
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$250.98M
Total Deposits$226.05M
Total Liabilities$232.03M
Total Equity Capital$18.95M
Net Income$780.00k
Net Loans and Leases$182.02M
Assets Per Employee ($Millions)$6.78M
Bank Premises and Fixed Assets$2.24M
Cash and Balances due from Depository Institutions$6.71M
Deposits Held in Domestic Offices$226.05M

Key Performance Ratios

Return on Assets (ROA)1.25%
Return on Equity (ROE)16.93%
Net Interest Margin3.88%
Efficiency Ratio60.72%
Tier 1 Risk-Based Capital Ratio13.895%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.551%
Earning Assets to total Assets96.88%

Income and Expense

Total Interest Income$3.12M
Total Noninterest Income$223.00k
Total Interest Expense$770.00k
Total Noninterest Expense$1.56M
Net Interest Income$2.35M
Pre-tax Net Operating Income$933.00k
Provision for Credit Losses$77.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$13.33M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$981.00k
Total Liabilities and Capital$250.98M

Securities

Securities$42.02M
Available-for-sale debt securities$42.02M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Holland?
$250.98M as of the latest filing.
How much are Bank of Holland's total deposits?
$226.05M in total deposits.
Where is Bank of Holland located?
Holland, NY.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
3.
When was it established?
10/21/1893.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$182.02M (latest filing).
What is the total interest income (latest filing)?
$3.12M.