Maple City Savings Bank, FSB
Hornell, NY
IDRSSD: 548472
Total Assets
$125.16M
Latest filing
Total Deposits
$111.81M
Latest filing
Net Interest Margin
3.07%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Maple City Savings Bank, FSB
145 Main St
Hornell, NY 14843
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 41419
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Maple City Savings Bank, FSB (Main) | 145 Main St | Hornell, NY |
| SENECA OFFICE BRANCH | 7301 Seneca Rd N | Hornell, NY |
| 1 BROADWAY BRANCH | 121 Main St | Hornell, NY |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Eastbank, National Association
New York, New York
→
Assets: $143.06MΔ +11.4%
WSB Municipal Bank
Watertown, New York
→
Assets: $150.48MΔ +17.1%
United Orient Bank
New York, New York
→
Assets: $101.83MΔ -20.7%
Sunnyside Federal Savings and Loan Association of Irvington
Irvington, New York
→
Assets: $86.64MΔ -32.6%
The Putnam County National Bank of Carmel
Carmel, New York
→
Assets: $173.57MΔ +35.1%
First Federal Savings of Middletown
Middletown, New York
→
Assets: $180.92MΔ +40.8%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 14843 |
| State and County Number | 36101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Corning, NY |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.maplecitysavings.com |
| Data Updated | 11/14/2025 |
| CERT | 28585 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $125.16M |
| Total Deposits | $111.81M |
| Total Liabilities | $114.44M |
| Total Equity Capital | $10.72M |
| Net Income | $221.00k |
| Net Loans and Leases | $92.42M |
| Assets Per Employee ($Millions) | $5.01M |
| Bank Premises and Fixed Assets | $3.35M |
| Cash and Balances due from Depository Institutions | $6.62M |
| Deposits Held in Domestic Offices | $111.81M |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 8.36% |
| Net Interest Margin | 3.07% |
| Efficiency Ratio | 74.87% |
| Tier 1 Risk-Based Capital Ratio | 15.197% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.569% |
| Earning Assets to total Assets | 92.63% |
Income and Expense
| Total Interest Income | $1.63M |
| Total Noninterest Income | $296.00k |
| Total Interest Expense | $723.00k |
| Total Noninterest Expense | $918.00k |
| Net Interest Income | $902.00k |
| Pre-tax Net Operating Income | $280.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $626.00k |
| Total Liabilities and Capital | $125.16M |
Securities
| Securities | $17.59M |
| Available-for-sale debt securities | $17.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $11.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Maple City Savings Bank, FSB?
$125.16M as of the latest filing.
How much are Maple City Savings Bank, FSB's total deposits?
$111.81M in total deposits.
Where is Maple City Savings Bank, FSB located?
Hornell, NY.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$92.42M (latest filing).
What is the total interest income (latest filing)?
$1.63M.