Sandhills State Bank
North Platte, NE
IDRSSD: 987259
Total Assets
$392.58M
Latest filing
Total Deposits
$357.40M
Latest filing
Net Interest Margin
3.93%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104105283NORTH PLATTE, NE
Key People
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Locations
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Main Office
Sandhills State Bank
203 S Dewey St
North Platte, NE 69101
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/22/1902FDIC Certificate 8686
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Sandhills State Bank (Main) | 203 S Dewey St | North Platte, NE |
| ARTHUR BRANCH | 302 Fir St | Arthur, NE |
| CENTRAL AVENUE BRANCH | 225 Central Ave | Grant, NE |
| HYANNIS BRANCH | 113 S Main Ave | Hyannis, NE |
| VALENTINE BRANCH | 132 N Main St | Valentine, NE |
| SANDHILLS STATE BANK - HARRISON BRANCH | 201 Main St | Harrison, NE |
| SANDHILLS STATE BANK ALLIANCE BRANCH | 420 Box Butte Ave | Alliance, NE |
| OGALLALA BRANCH | 605 E 1st St | Ogallala, NE |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/22/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69101 |
| State and County Number | 31111 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | North Platte, NE |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/14/1934 |
| Primary Insurance Agency | DIF |
| Website | sandhills.bank |
| Data Updated | 01/30/2026 |
| CERT | 13892 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $392.58M |
| Total Deposits | $357.40M |
| Total Liabilities | $359.00M |
| Total Equity Capital | $33.58M |
| Net Income | $1.21M |
| Net Loans and Leases | $267.08M |
| Assets Per Employee ($Millions) | $9.35M |
| Bank Premises and Fixed Assets | $4.44M |
| Cash and Balances due from Depository Institutions | $45.00M |
| Deposits Held in Domestic Offices | $357.40M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 14.52% |
| Net Interest Margin | 3.93% |
| Efficiency Ratio | 59.68% |
| Tier 1 Risk-Based Capital Ratio | 10.75% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.553% |
| Earning Assets to total Assets | 93.14% |
Income and Expense
| Total Interest Income | $4.92M |
| Total Noninterest Income | $122.00k |
| Total Interest Expense | $1.43M |
| Total Noninterest Expense | $2.20M |
| Net Interest Income | $3.49M |
| Pre-tax Net Operating Income | $1.22M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $118.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.60M |
| Total Liabilities and Capital | $392.58M |
Securities
| Securities | $61.42M |
| Available-for-sale debt securities | $61.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sandhills State Bank?
$392.58M as of the latest filing.
How much are Sandhills State Bank's total deposits?
$357.40M in total deposits.
Where is Sandhills State Bank located?
North Platte, NE.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
10.
When was it established?
09/22/1902.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$267.08M (latest filing).
What is the total interest income (latest filing)?
$4.92M.