Sandhills State Bank
North Platte, NE
IDRSSD: 987259
Total Assets
$370.34M
Latest filing
Total Deposits
$335.72M
Latest filing
Net Interest Margin
3.75%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/22/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69101 |
| State and County Number | 31111 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | North Platte, NE |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/14/1934 |
| Primary Insurance Agency | DIF |
| Website | www.sandhillsstate.com |
| Data Updated | 11/14/2025 |
| CERT | 13892 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $370.34M |
| Total Deposits | $335.72M |
| Total Liabilities | $337.32M |
| Total Equity Capital | $33.02M |
| Net Income | $1.24M |
| Net Loans and Leases | $256.96M |
| Assets Per Employee ($Millions) | $8.82M |
| Bank Premises and Fixed Assets | $4.41M |
| Cash and Balances due from Depository Institutions | $34.36M |
| Deposits Held in Domestic Offices | $335.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 15.32% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 60.75% |
| Tier 1 Risk-Based Capital Ratio | 11.062% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.917% |
| Earning Assets to total Assets | 93.06% |
Income and Expense
| Total Interest Income | $4.64M |
| Total Noninterest Income | $138.00k |
| Total Interest Expense | $1.45M |
| Total Noninterest Expense | $2.06M |
| Net Interest Income | $3.19M |
| Pre-tax Net Operating Income | $1.26M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $117.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.60M |
| Total Liabilities and Capital | $370.34M |
Securities
| Securities | $59.14M |
| Available-for-sale debt securities | $59.13M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Sandhills State Bank?
$370.34M as of the latest filing.
How much are Sandhills State Bank's total deposits?
$335.72M in total deposits.
Where is Sandhills State Bank located?
North Platte, NE.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
10.
When was it established?
09/22/1902.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$256.96M (latest filing).
What is the total interest income (latest filing)?
$4.64M.