Sandhills State Bank

North Platte, NE
IDRSSD: 987259
Total Assets
$370.34M
Latest filing
Total Deposits
$335.72M
Latest filing
Net Interest Margin
3.75%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/22/1902
Community BankYes
Ownership TypeNot Mutual
ZIP69101
State and County Number31111
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameNorth Platte, NE

Operational Info

Number of Employees40
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance02/14/1934
Primary Insurance AgencyDIF
Websitewww.sandhillsstate.com
Data Updated11/14/2025
CERT13892
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$370.34M
Total Deposits$335.72M
Total Liabilities$337.32M
Total Equity Capital$33.02M
Net Income$1.24M
Net Loans and Leases$256.96M
Assets Per Employee ($Millions)$8.82M
Bank Premises and Fixed Assets$4.41M
Cash and Balances due from Depository Institutions$34.36M
Deposits Held in Domestic Offices$335.72M

Key Performance Ratios

Return on Assets (ROA)1.36%
Return on Equity (ROE)15.32%
Net Interest Margin3.75%
Efficiency Ratio60.75%
Tier 1 Risk-Based Capital Ratio11.062%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.917%
Earning Assets to total Assets93.06%

Income and Expense

Total Interest Income$4.64M
Total Noninterest Income$138.00k
Total Interest Expense$1.45M
Total Noninterest Expense$2.06M
Net Interest Income$3.19M
Pre-tax Net Operating Income$1.26M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$117.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.60M
Total Liabilities and Capital$370.34M

Securities

Securities$59.14M
Available-for-sale debt securities$59.13M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Sandhills State Bank?
$370.34M as of the latest filing.
How much are Sandhills State Bank's total deposits?
$335.72M in total deposits.
Where is Sandhills State Bank located?
North Platte, NE.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
10.
When was it established?
09/22/1902.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$256.96M (latest filing).
What is the total interest income (latest filing)?
$4.64M.