Cathay Bank

Los Angeles, CA
IDRSSD: 595869
Total Assets
$24.06B
Latest filing
Total Deposits
$20.54B
Latest filing
Net Interest Margin
3.41%
Profitability

Locations

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Main Office
Cathay Bank
777 N Broadway
Los Angeles, CA 90012
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/19/1962FDIC Certificate 12395

Branches (65)

Page 1 of 10
NameAddressCity / State
Cathay Bank (Main)777 N BroadwayLos Angeles, CA
EL MONTE OFFICE9650 Flair DrEl Monte, CA
MONTEREY PARK BRANCH250 S Atlantic BlvdMonterey Park, CA
WESTMINSTER BRANCH9121 Bolsa AveWestminster, CA
SAN JOSE BRANCH2010 Tully RdSan Jose, CA
SAN GABRIEL BRANCH825 E Valley BlvdSan Gabriel, CA
OAKLAND BRANCH710 Webster StOakland, CA
CITY OF INDUSTRY BRANCH1250 Fullerton RdCity Of Industry, CA
Showing 7 of 65

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/19/1962
Community BankNo
Ownership TypeNot Mutual
ZIP90012
State and County Number06037
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees1,265
Domestic Offices65
Foreign Offices1
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance04/19/1962
Primary Insurance AgencyDIF
Websitewww.cathaybank.com
Data Updated11/14/2025
CERT18503
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$24.06B
Total Deposits$20.54B
Total Liabilities$21.07B
Total Equity Capital$2.99B
Net Income$77.74M
Net Loans and Leases$19.91B
Assets Per Employee ($Millions)$19.03M
Bank Premises and Fixed Assets$117.78M
Cash and Balances due from Depository Institutions$1.31B
Deposits Held in Domestic Offices$20.29B

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)10.44%
Net Interest Margin3.41%
Efficiency Ratio42.16%
Tier 1 Risk-Based Capital Ratio2,650,169%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.48%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.42%
Earning Assets to total Assets94.32%

Income and Expense

Total Interest Income$334.39M
Total Noninterest Income$19.19M
Total Interest Expense$142.56M
Total Noninterest Expense$89.19M
Net Interest Income$191.83M
Pre-tax Net Operating Income$93.09M
Provision for Credit Losses$28.73M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$32.98M
Other borrowed funds$207.63M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$324.02M
Total Liabilities and Capital$24.06B

Securities

Securities$1.65B
Available-for-sale debt securities$1.64B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Cathay Bank?
$24.06B as of the latest filing.
How much are Cathay Bank's total deposits?
$20.54B in total deposits.
Where is Cathay Bank located?
Los Angeles, CA.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
65.
When was it established?
04/19/1962.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$19.91B (latest filing).
What is the total interest income (latest filing)?
$334.39M.