RiverHills Bank
Vicksburg, MS
IDRSSD: 573335
Total Assets
$426.23M
Latest filing
Total Deposits
$368.64M
Latest filing
Net Interest Margin
3.92%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
RiverHills Bank
1400 Highway 61 N
Vicksburg, MS 39183
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/1890FDIC Certificate 5251
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| RiverHills Bank (Main) | 1400 Highway 61 N | Vicksburg, MS |
| MADISON BRANCH | 100 Fountains Blvd | Madison, MS |
| FRONTAGE ROAD BRANCH | 2125 N Frontage Rd | Vicksburg, MS |
| MARKET STREET BRANCH | 702 Market St | Port Gibson, MS |
| RIVERHILLS BANK BRANCH | 1345 Cooperative Way | Oxford, MS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39183 |
| State and County Number | 28149 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Vicksburg, MS |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.riverhillsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 8234 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $426.23M |
| Total Deposits | $368.64M |
| Total Liabilities | $371.11M |
| Total Equity Capital | $55.12M |
| Net Income | $2.06M |
| Net Loans and Leases | $196.80M |
| Assets Per Employee ($Millions) | $7.35M |
| Bank Premises and Fixed Assets | $7.29M |
| Cash and Balances due from Depository Institutions | $19.48M |
| Deposits Held in Domestic Offices | $368.64M |
Key Performance Ratios
| Return on Assets (ROA) | 1.94% |
| Return on Equity (ROE) | 15.6% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 50.96% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.932% |
| Earning Assets to total Assets | 96.18% |
Income and Expense
| Total Interest Income | $5.65M |
| Total Noninterest Income | $424.00k |
| Total Interest Expense | $1.66M |
| Total Noninterest Expense | $2.25M |
| Net Interest Income | $3.98M |
| Pre-tax Net Operating Income | $2.04M |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.42M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.05M |
| Total Liabilities and Capital | $426.23M |
Securities
| Securities | $196.48M |
| Available-for-sale debt securities | $188.50M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.98M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of RiverHills Bank?
$426.23M as of the latest filing.
How much are RiverHills Bank's total deposits?
$368.64M in total deposits.
Where is RiverHills Bank located?
Vicksburg, MS.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
4.
When was it established?
02/01/1890.
What is the Return on Assets (ROA)?
1.94%.
How much are total loans and leases?
$196.80M (latest filing).
What is the total interest income (latest filing)?
$5.65M.