Peoples Bank
Mendenhall, MS
IDRSSD: 70638
Total Assets
$469.44M
Latest filing
Total Deposits
$412.03M
Latest filing
Net Interest Margin
7.01%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank
160 E Maud Ave
Mendenhall, MS 39114
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/05/1908FDIC Certificate 6015
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank (Main) | 160 E Maud Ave | Mendenhall, MS |
| MAGEE BRANCH | 611 5th Ave Sw | Magee, MS |
| WEST JACKSON AVENUE BRANCH | 165 West Jackson Avenue | Mendenhall, MS |
| COLLINS BRANCH | 710 Main St | Collins, MS |
| RICHLAND BRANCH | 129 Center St | Richland, MS |
| NORTH CHARLESTON LOAN PRODUCTION OFFICE | 4401 Belle Oaks Dr | North Charleston, SC |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/05/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 39114 |
| State and County Number | 28127 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Jackson, MS |
Operational Info
| Number of Employees | 145 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbank-ms.com |
| Data Updated | 11/14/2025 |
| CERT | 9366 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $469.44M |
| Total Deposits | $412.03M |
| Total Liabilities | $414.71M |
| Total Equity Capital | $54.73M |
| Net Income | $4.08M |
| Net Loans and Leases | $367.25M |
| Assets Per Employee ($Millions) | $3.24M |
| Bank Premises and Fixed Assets | $9.04M |
| Cash and Balances due from Depository Institutions | $18.00M |
| Deposits Held in Domestic Offices | $412.03M |
Key Performance Ratios
| Return on Assets (ROA) | 3.48% |
| Return on Equity (ROE) | 29.88% |
| Net Interest Margin | 7.01% |
| Efficiency Ratio | 59.26% |
| Tier 1 Risk-Based Capital Ratio | 16.184% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.28% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.659% |
| Earning Assets to total Assets | 89.12% |
Income and Expense
| Total Interest Income | $9.43M |
| Total Noninterest Income | $3.45M |
| Total Interest Expense | $2.06M |
| Total Noninterest Expense | $6.41M |
| Net Interest Income | $7.37M |
| Pre-tax Net Operating Income | $4.08M |
| Provision for Credit Losses | $326.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.91M |
| Other borrowed funds | $1.41M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.27M |
| Total Liabilities and Capital | $469.44M |
Securities
| Securities | $44.18M |
| Available-for-sale debt securities | $44.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank?
$469.44M as of the latest filing.
How much are Peoples Bank's total deposits?
$412.03M in total deposits.
Where is Peoples Bank located?
Mendenhall, MS.
What is the Net Interest Margin?
7.01%.
How many domestic offices does it operate?
6.
When was it established?
11/05/1908.
What is the Return on Assets (ROA)?
3.48%.
How much are total loans and leases?
$367.25M (latest filing).
What is the total interest income (latest filing)?
$9.43M.