Peoples Bank of Deer Lodge

Deer Lodge, MT
IDRSSD: 639857
Total Assets
$51.31M
Latest filing
Total Deposits
$46.54M
Latest filing
Net Interest Margin
4.81%
Profitability

Locations

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Main Office
Peoples Bank of Deer Lodge
430 Main St
Deer Lodge, MT 59722
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/09/1987FDIC Certificate 36341

Branches (0)

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NameAddressCity / State
No branch data available.
Peoples Bank of Deer Lodge (Main)430 Main StDeer Lodge, MT

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/09/1987
Community BankYes
Ownership TypeNot Mutual
ZIP59722
State and County Number30077
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameN/A

Operational Info

Number of Employees8
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/09/1987
Primary Insurance AgencyDIF
Websitewww.pbdl.net
Data Updated11/14/2025
CERT26941
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$51.31M
Total Deposits$46.54M
Total Liabilities$46.65M
Total Equity Capital$4.66M
Net Income$219.00k
Net Loans and Leases$36.78M
Assets Per Employee ($Millions)$6.41M
Bank Premises and Fixed Assets$349.00k
Cash and Balances due from Depository Institutions$1.15M
Deposits Held in Domestic Offices$46.54M

Key Performance Ratios

Return on Assets (ROA)1.81%
Return on Equity (ROE)19.29%
Net Interest Margin4.81%
Efficiency Ratio62.44%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.082%
Earning Assets to total Assets95.89%

Income and Expense

Total Interest Income$714.00k
Total Noninterest Income$25.00k
Total Interest Expense$156.00k
Total Noninterest Expense$364.00k
Net Interest Income$558.00k
Pre-tax Net Operating Income$219.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$6.92M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$112.00k
Total Liabilities and Capital$51.31M

Securities

Securities$5.21M
Available-for-sale debt securities$5.21M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank of Deer Lodge?
$51.31M as of the latest filing.
How much are Peoples Bank of Deer Lodge's total deposits?
$46.54M in total deposits.
Where is Peoples Bank of Deer Lodge located?
Deer Lodge, MT.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
1.
When was it established?
04/09/1987.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$36.78M (latest filing).
What is the total interest income (latest filing)?
$714.00k.