Pickens Savings and Loan Association, FA
Pickens, SC
IDRSSD: 884376
Total Assets
$134.61M
Latest filing
Total Deposits
$114.46M
Latest filing
Net Interest Margin
3.09%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Pickens Savings and Loan Association, FA
205 E Cedar Rock St
Pickens, SC 29671
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1920FDIC Certificate 43923
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pickens Savings and Loan Association, FA (Main) | 205 E Cedar Rock St | Pickens, SC |
| SIX MILE BRANCH | 115 N Main St | Six Mile, SC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29671 |
| State and County Number | 45077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Greenville-Anderson, SC |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.pickens.bank |
| Data Updated | 01/30/2026 |
| CERT | 31089 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $134.61M |
| Total Deposits | $114.46M |
| Total Liabilities | $121.80M |
| Total Equity Capital | $12.81M |
| Net Income | $208.00k |
| Net Loans and Leases | $83.25M |
| Assets Per Employee ($Millions) | $7.08M |
| Bank Premises and Fixed Assets | $320.00k |
| Cash and Balances due from Depository Institutions | $7.87M |
| Deposits Held in Domestic Offices | $114.46M |
Key Performance Ratios
| Return on Assets (ROA) | 0.62% |
| Return on Equity (ROE) | 6.62% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 76.05% |
| Tier 1 Risk-Based Capital Ratio | 21.395% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.515% |
| Earning Assets to total Assets | 94.06% |
Income and Expense
| Total Interest Income | $1.56M |
| Total Noninterest Income | $80.00k |
| Total Interest Expense | $586.00k |
| Total Noninterest Expense | $801.00k |
| Net Interest Income | $972.00k |
| Pre-tax Net Operating Income | $251.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.22M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.12M |
| Total Liabilities and Capital | $134.61M |
Securities
| Securities | $37.00M |
| Available-for-sale debt securities | $34.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.16M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pickens Savings and Loan Association, FA?
$134.61M as of the latest filing.
How much are Pickens Savings and Loan Association, FA's total deposits?
$114.46M in total deposits.
Where is Pickens Savings and Loan Association, FA located?
Pickens, SC.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1920.
What is the Return on Assets (ROA)?
0.62%.
How much are total loans and leases?
$83.25M (latest filing).
What is the total interest income (latest filing)?
$1.56M.