Peoples Security Bank and Trust Company

Dunmore, PA
IDRSSD: 278818
Total Assets
$5.15B
Latest filing
Total Deposits
$4.29B
Latest filing
Net Interest Margin
3.69%
Profitability

Locations

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Main Office
Peoples Security Bank and Trust Company
100 S Blakely St
Dunmore, PA 18512
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 4876

Branches (38)

Page 1 of 6
NameAddressCity / State
Peoples Security Bank and Trust Company (Main)100 S Blakely StDunmore, PA
MOSCOW BRANCH139 N Main StMoscow, PA
ABINGTON BRANCH1100 Northern BlvdClarks Summit, PA
MOUNT POCONO BRANCH406 Pocono BoulevardMount Pocono, PA
DICKSON CITY BRANCH934 Main StDickson City, PA
WILKES-BARRE BRANCH1 N Main StWilkes-Barre, PA
PITTSTON PLAZA BRANCH1700 N Township BlvdPittston, PA
EXETER BRANCH1625 Wyoming AveExeter, PA
Showing 7 of 38

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1905
Community BankNo
Ownership TypeNot Mutual
ZIP18512
State and County Number42069
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameScranton--Wilkes-Barre, PA

Operational Info

Number of Employees555
Domestic Offices39
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/01/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.psbt.com
Data Updated11/14/2025
CERT7514
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$5.15B
Total Deposits$4.29B
Total Liabilities$4.56B
Total Equity Capital$590.32M
Net Income$16.86M
Net Loans and Leases$3.98B
Assets Per Employee ($Millions)$9.47M
Bank Premises and Fixed Assets$77.01M
Cash and Balances due from Depository Institutions$180.08M
Deposits Held in Domestic Offices$4.29B

Key Performance Ratios

Return on Assets (ROA)1.32%
Return on Equity (ROE)11.58%
Net Interest Margin3.69%
Efficiency Ratio54.41%
Tier 1 Risk-Based Capital Ratio13.089%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.458%
Earning Assets to total Assets91.6%

Income and Expense

Total Interest Income$65.32M
Total Noninterest Income$5.29M
Total Interest Expense$22.05M
Total Noninterest Expense$27.94M
Net Interest Income$43.27M
Pre-tax Net Operating Income$21.21M
Provision for Credit Losses$-588,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.69M
Other borrowed funds$213.34M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$41.85M
Total Liabilities and Capital$5.15B

Securities

Securities$607.88M
Available-for-sale debt securities$533.79M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$73.29M
Subordinated Debt$0
Trading Account Assets$16.06M
Trading Liabilities$15.82M

Frequently Asked Questions

What are the total assets of Peoples Security Bank and Trust Company?
$5.15B as of the latest filing.
How much are Peoples Security Bank and Trust Company's total deposits?
$4.29B in total deposits.
Where is Peoples Security Bank and Trust Company located?
Dunmore, PA.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
39.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$3.98B (latest filing).
What is the total interest income (latest filing)?
$65.32M.