The Pecos County State Bank
Fort Stockton, TX
IDRSSD: 396954
Total Assets
$300.73M
Latest filing
Total Deposits
$270.89M
Latest filing
Net Interest Margin
4.16%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Pecos County State Bank
500 N Main St
Fort Stockton, TX 79735
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/11/1928FDIC Certificate 8217
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pecos County State Bank (Main) | 500 N Main St | Fort Stockton, TX |
| SIERRA BLANCA BANK - A BRANCH OF PECOS COUNTY STATE BANK | Highway 80 And Fm 1111 | Sierra Blanca, TX |
| DETACHED FACILITY | 510 West Dickinson Boulevard | Fort Stockton, TX |
| VAN HORN BRANCH | 1800 W Broadway St | Van Horn, TX |
| SANDERSON BANK, BRANCH OF PECOS COUNTY STATE BANK | 216 West Oak Street | Sanderson, TX |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/11/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79735 |
| State and County Number | 48371 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.PCSBANK.NET |
| Data Updated | 01/30/2026 |
| CERT | 13006 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $300.73M |
| Total Deposits | $270.89M |
| Total Liabilities | $272.06M |
| Total Equity Capital | $28.67M |
| Net Income | $1.36M |
| Net Loans and Leases | $121.43M |
| Assets Per Employee ($Millions) | $5.78M |
| Bank Premises and Fixed Assets | $2.82M |
| Cash and Balances due from Depository Institutions | $13.27M |
| Deposits Held in Domestic Offices | $270.89M |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 19.74% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 60.39% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.533% |
| Earning Assets to total Assets | 91.58% |
Income and Expense
| Total Interest Income | $3.82M |
| Total Noninterest Income | $520.00k |
| Total Interest Expense | $973.00k |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $2.85M |
| Pre-tax Net Operating Income | $1.33M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.09M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.17M |
| Total Liabilities and Capital | $300.73M |
Securities
| Securities | $145.44M |
| Available-for-sale debt securities | $145.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pecos County State Bank?
$300.73M as of the latest filing.
How much are The Pecos County State Bank's total deposits?
$270.89M in total deposits.
Where is The Pecos County State Bank located?
Fort Stockton, TX.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
5.
When was it established?
05/11/1928.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$121.43M (latest filing).
What is the total interest income (latest filing)?
$3.82M.