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The Pecos County State Bank

Fort Stockton, TX
IDRSSD: 396954
Total Assets
$294.84M
Latest filing
Total Deposits
$267.11M
Latest filing
Net Interest Margin
4.00%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/11/1928
Community BankYes
Ownership TypeNot Mutual
ZIP79735
State and County Number48371
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees58
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteWWW.PCSBANK.NET
Data Updated11/14/2025
CERT13006
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$294.84M
Total Deposits$267.11M
Total Liabilities$268.27M
Total Equity Capital$26.58M
Net Income$1.17M
Net Loans and Leases$126.29M
Assets Per Employee ($Millions)$5.27M
Bank Premises and Fixed Assets$2.84M
Cash and Balances due from Depository Institutions$11.19M
Deposits Held in Domestic Offices$267.11M

Key Performance Ratios

Return on Assets (ROA)1.56%
Return on Equity (ROE)18.5%
Net Interest Margin4%
Efficiency Ratio63.68%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.014%
Earning Assets to total Assets92.41%

Income and Expense

Total Interest Income$3.80M
Total Noninterest Income$515.00k
Total Interest Expense$1.03M
Total Noninterest Expense$2.09M
Net Interest Income$2.77M
Pre-tax Net Operating Income$1.19M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$35.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.63M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.16M
Total Liabilities and Capital$294.84M

Securities

Securities$142.88M
Available-for-sale debt securities$142.88M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Pecos County State Bank?
$294.84M as of the latest filing.
How much are The Pecos County State Bank's total deposits?
$267.11M in total deposits.
Where is The Pecos County State Bank located?
Fort Stockton, TX.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
5.
When was it established?
05/11/1928.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$126.29M (latest filing).
What is the total interest income (latest filing)?
$3.80M.