PCSB Bank
Brewster, NY
IDRSSD: 24006
Total Assets
$2.10B
Latest filing
Total Deposits
$1.78B
Latest filing
Net Interest Margin
3.11%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1871 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 10509 |
| State and County Number | 36079 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 165 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/02/2025 |
| Date of Deposit Insurance | 07/01/1943 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 15995 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.10B |
| Total Deposits | $1.78B |
| Total Liabilities | $1.81B |
| Total Equity Capital | $289.84M |
| Net Income | $2.85M |
| Net Loans and Leases | $1.33B |
| Assets Per Employee ($Millions) | $12.73M |
| Bank Premises and Fixed Assets | $24.87M |
| Cash and Balances due from Depository Institutions | $129.44M |
| Deposits Held in Domestic Offices | $1.78B |
Key Performance Ratios
| Return on Assets (ROA) | 0.55% |
| Return on Equity (ROE) | 3.94% |
| Net Interest Margin | 3.11% |
| Efficiency Ratio | 55.06% |
| Tier 1 Risk-Based Capital Ratio | 14.602% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.796% |
| Earning Assets to total Assets | 89.98% |
Income and Expense
| Total Interest Income | $26.16M |
| Total Noninterest Income | $604.00k |
| Total Interest Expense | $11.55M |
| Total Noninterest Expense | $9.73M |
| Net Interest Income | $14.61M |
| Pre-tax Net Operating Income | $3.71M |
| Provision for Credit Losses | $1.78M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.85M |
| Federal Funds Sold & Reverse Repurchase Agreement | $211.45M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $19.44M |
| Total Liabilities and Capital | $2.10B |
Securities
| Securities | $231.37M |
| Available-for-sale debt securities | $231.37M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $8.12M |
| Trading Liabilities | $8.12M |
Frequently Asked Questions
What are the total assets of PCSB Bank?
$2.10B as of the latest filing.
How much are PCSB Bank's total deposits?
$1.78B in total deposits.
Where is PCSB Bank located?
Brewster, NY.
What is the Net Interest Margin?
3.11%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1871.
What is the Return on Assets (ROA)?
0.55%.
How much are total loans and leases?
$1.33B (latest filing).
What is the total interest income (latest filing)?
$26.16M.