Patriots Bank
Garnett, KS
IDRSSD: 297051
Total Assets
$261.24M
Latest filing
Total Deposits
$230.81M
Latest filing
Net Interest Margin
4.90%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Patriots Bank
131 E 4th Ave
Garnett, KS 66032
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1899FDIC Certificate 11948
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Patriots Bank (Main) | 131 E 4th Ave | Garnett, KS |
| GARNETT BRANCH | 113 S Maple St | Garnett, KS |
| PRINCETON BRANCH | 1508 Highway 59 | Princeton, KS |
| PATRIOTS BANK | 840 E Main St | Gardner, KS |
| LAKE OZARK BRANCH | 1196 Horseshoe Bend Pkwy | Lake Ozark, MO |
| OTTAWA BRANCH | 1500 S Main St | Ottawa, KS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66032 |
| State and County Number | 20003 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/04/1959 |
| Primary Insurance Agency | DIF |
| Website | http://www.patriotsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 18019 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $261.24M |
| Total Deposits | $230.81M |
| Total Liabilities | $238.78M |
| Total Equity Capital | $22.47M |
| Net Income | $1.31M |
| Net Loans and Leases | $201.62M |
| Assets Per Employee ($Millions) | $6.87M |
| Bank Premises and Fixed Assets | $6.35M |
| Cash and Balances due from Depository Institutions | $21.97M |
| Deposits Held in Domestic Offices | $230.81M |
Key Performance Ratios
| Return on Assets (ROA) | 2.04% |
| Return on Equity (ROE) | 23.63% |
| Net Interest Margin | 4.9% |
| Efficiency Ratio | 54.79% |
| Tier 1 Risk-Based Capital Ratio | 11.297% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.6% |
| Earning Assets to total Assets | 93.71% |
Income and Expense
| Total Interest Income | $4.40M |
| Total Noninterest Income | $219.00k |
| Total Interest Expense | $1.43M |
| Total Noninterest Expense | $1.75M |
| Net Interest Income | $2.98M |
| Pre-tax Net Operating Income | $1.37M |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.11M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $970.00k |
| Total Liabilities and Capital | $261.24M |
Securities
| Securities | $23.66M |
| Available-for-sale debt securities | $23.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Patriots Bank?
$261.24M as of the latest filing.
How much are Patriots Bank's total deposits?
$230.81M in total deposits.
Where is Patriots Bank located?
Garnett, KS.
What is the Net Interest Margin?
4.90%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
2.04%.
How much are total loans and leases?
$201.62M (latest filing).
What is the total interest income (latest filing)?
$4.40M.