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Andover State Bank

Andover, KS
IDRSSD: 225054
Total Assets
$217.31M
Latest filing
Total Deposits
$192.28M
Latest filing
Net Interest Margin
4.09%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/26/1916
Community BankYes
Ownership TypeNot Mutual
ZIP67002
State and County Number20015
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWichita, KS

Operational Info

Number of Employees26
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/19/1946
Primary Insurance AgencyDIF
Websitewww.goasb.com
Data Updated11/14/2025
CERT16410
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$217.31M
Total Deposits$192.28M
Total Liabilities$198.63M
Total Equity Capital$18.68M
Net Income$674.00k
Net Loans and Leases$181.57M
Assets Per Employee ($Millions)$7.76M
Bank Premises and Fixed Assets$2.77M
Cash and Balances due from Depository Institutions$3.85M
Deposits Held in Domestic Offices$192.28M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)14.69%
Net Interest Margin4.09%
Efficiency Ratio63.08%
Tier 1 Risk-Based Capital Ratio10.173%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.595%
Earning Assets to total Assets95.29%

Income and Expense

Total Interest Income$3.28M
Total Noninterest Income$275.00k
Total Interest Expense$1.19M
Total Noninterest Expense$1.50M
Net Interest Income$2.10M
Pre-tax Net Operating Income$876.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$5.00M
Federal Funds Sold & Reverse Repurchase Agreement$11.21M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.35M
Total Liabilities and Capital$217.31M

Securities

Securities$14.30M
Available-for-sale debt securities$14.30M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Andover State Bank?
$217.31M as of the latest filing.
How much are Andover State Bank's total deposits?
$192.28M in total deposits.
Where is Andover State Bank located?
Andover, KS.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
2.
When was it established?
11/26/1916.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$181.57M (latest filing).
What is the total interest income (latest filing)?
$3.28M.