Andover State Bank
Andover, KS
IDRSSD: 225054
Total Assets
$229.71M
Latest filing
Total Deposits
$206.72M
Latest filing
Net Interest Margin
3.92%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Andover State Bank
511 N Andover Rd
Andover, KS 67002
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/26/1916FDIC Certificate 10586
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Andover State Bank (Main) | 511 N Andover Rd | Andover, KS |
| ANDOVER STATE BANK AT WATERFRONT | 1717 North Webb Road | Wichita, KS |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/26/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67002 |
| State and County Number | 20015 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wichita, KS |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/19/1946 |
| Primary Insurance Agency | DIF |
| Website | www.goasb.com |
| Data Updated | 01/30/2026 |
| CERT | 16410 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $229.71M |
| Total Deposits | $206.72M |
| Total Liabilities | $210.59M |
| Total Equity Capital | $19.12M |
| Net Income | $642.00k |
| Net Loans and Leases | $187.70M |
| Assets Per Employee ($Millions) | $8.2M |
| Bank Premises and Fixed Assets | $2.79M |
| Cash and Balances due from Depository Institutions | $2.41M |
| Deposits Held in Domestic Offices | $206.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.15% |
| Return on Equity (ROE) | 13.59% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 61.73% |
| Tier 1 Risk-Based Capital Ratio | 9.996% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.322% |
| Earning Assets to total Assets | 96.29% |
Income and Expense
| Total Interest Income | $3.24M |
| Total Noninterest Income | $236.00k |
| Total Interest Expense | $1.14M |
| Total Noninterest Expense | $1.44M |
| Net Interest Income | $2.10M |
| Pre-tax Net Operating Income | $844.00k |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $19.72M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.37M |
| Total Liabilities and Capital | $229.71M |
Securities
| Securities | $13.76M |
| Available-for-sale debt securities | $13.76M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Andover State Bank?
$229.71M as of the latest filing.
How much are Andover State Bank's total deposits?
$206.72M in total deposits.
Where is Andover State Bank located?
Andover, KS.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
2.
When was it established?
11/26/1916.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$187.70M (latest filing).
What is the total interest income (latest filing)?
$3.24M.