Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1898
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	66549
State and County Number	20149
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	10
Numeric code	21
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	Manhattan, KS

Operational Info

Number of Employees	35
Domestic Offices	3
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	08/31/2022
Date of Deposit Insurance	05/24/1935
Primary Insurance Agency	DIF
Website	bankwithfarmers.com
Data Updated	11/14/2025
CERT	15164
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$234.62M
Total Deposits	$203.93M
Total Liabilities	$204.70M
Total Equity Capital	$29.92M
Net Income	$542.00k
Net Loans and Leases	$133.31M
Assets Per Employee ($Millions)	$6.7M
Bank Premises and Fixed Assets	$2.51M
Cash and Balances due from Depository Institutions	$9.27M
Deposits Held in Domestic Offices	$203.93M

Return on Assets (ROA)	0.93%
Return on Equity (ROE)	7.47%
Net Interest Margin	3.39%
Efficiency Ratio	61.55%
Tier 1 Risk-Based Capital Ratio	14.309%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.15%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	12.753%
Earning Assets to total Assets	95.18%

Total Interest Income	$2.99M
Total Noninterest Income	$159.00k
Total Interest Expense	$1.10M
Total Noninterest Expense	$1.26M
Net Interest Income	$1.89M
Pre-tax Net Operating Income	$697.00k
Provision for Credit Losses	$90.00k
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$14.29M
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$768.00k
Total Liabilities and Capital	$234.62M

Securities	$69.47M
Available-for-sale debt securities	$68.04M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$1.43M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of The Farmers State Bank of Westmoreland?

$234.62M as of the latest filing.

How much are The Farmers State Bank of Westmoreland's total deposits?

$203.93M in total deposits.

Where is The Farmers State Bank of Westmoreland located?

Westmoreland, KS.

What is the Net Interest Margin?

3.39%.

How many domestic offices does it operate?

When was it established?

01/01/1898.

What is the Return on Assets (ROA)?

0.93%.

How much are total loans and leases?

$133.31M (latest filing).

What is the total interest income (latest filing)?

$2.99M.