Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1900
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	75225
State and County Number	48113
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	11
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Dallas-Fort Worth-Arlington, TX

Operational Info

Number of Employees	78
Domestic Offices	6
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	10/01/2024
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	N/A
Data Updated	12/12/2025
CERT	10334
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$862.03M
Total Deposits	$741.40M
Total Liabilities	$779.49M
Total Equity Capital	$82.54M
Net Income	$-7,449,000
Net Loans and Leases	$695.45M
Assets Per Employee ($Millions)	$11.05M
Bank Premises and Fixed Assets	$15.84M
Cash and Balances due from Depository Institutions	$100.08M
Deposits Held in Domestic Offices	$741.40M

Return on Assets (ROA)	-3.48%
Return on Equity (ROE)	-33.8%
Net Interest Margin	3.54%
Efficiency Ratio	192.66%
Tier 1 Risk-Based Capital Ratio	9.544%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	1.14%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	9.575%
Earning Assets to total Assets	94.25%

Total Interest Income	$14.78M
Total Noninterest Income	$394.00k
Total Interest Expense	$7.64M
Total Noninterest Expense	$14.54M
Net Interest Income	$7.14M
Pre-tax Net Operating Income	$-9,444,000
Provision for Credit Losses	$2.44M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$22.19M
Federal Funds Sold & Reverse Repurchase Agreement	$2.58M
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$15.90M
Total Liabilities and Capital	$862.03M

Securities	$16.18M
Available-for-sale debt securities	$13.79M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$2.39M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Oakwood Bank?

$862.03M as of the latest filing.

How much are Oakwood Bank's total deposits?

$741.40M in total deposits.

Where is Oakwood Bank located?

Dallas, TX.

What is the Net Interest Margin?

3.54%.

How many domestic offices does it operate?

When was it established?

01/01/1900.

What is the Return on Assets (ROA)?

-3.48%.

How much are total loans and leases?

$695.45M (latest filing).

What is the total interest income (latest filing)?

$14.78M.