Institution Class	Commercial bank, state charter, Fed member, supervised by FRB
Primary Regulator	FED
Established Date	01/25/1912
Community Bank	No
Ownership Type	Not Mutual
ZIP	75225
State and County Number	48113
Subchapter S Corporations	No
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	11
Numeric code	13
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Dallas-Fort Worth-Arlington, TX

Operational Info

Number of Employees	199
Domestic Offices	17
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	02/28/2025
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.vistabank.com
Data Updated	11/14/2025
CERT	1210
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$2.54B
Total Deposits	$2.22B
Total Liabilities	$2.25B
Total Equity Capital	$288.71M
Net Income	$7.97M
Net Loans and Leases	$1.88B
Assets Per Employee ($Millions)	$12.82M
Bank Premises and Fixed Assets	$32.52M
Cash and Balances due from Depository Institutions	$420.72M
Deposits Held in Domestic Offices	$2.22B

Return on Assets (ROA)	1.28%
Return on Equity (ROE)	11.25%
Net Interest Margin	3.97%
Efficiency Ratio	54.26%
Tier 1 Risk-Based Capital Ratio	14.883%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0.18%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	11.37%
Earning Assets to total Assets	96.34%

Total Interest Income	$40.13M
Total Noninterest Income	$622.00k
Total Interest Expense	$16.44M
Total Noninterest Expense	$13.12M
Net Interest Income	$23.70M
Pre-tax Net Operating Income	$10.10M
Provision for Credit Losses	$1.10M
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$561.00k
Other borrowed funds	$10.00M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$19.44M
Total Liabilities and Capital	$2.54B

Securities	$152.66M
Available-for-sale debt securities	$108.68M
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$44.01M
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Vista Bank?

$2.54B as of the latest filing.

How much are Vista Bank's total deposits?

$2.22B in total deposits.

Where is Vista Bank located?

Dallas, TX.

What is the Net Interest Margin?

3.97%.

How many domestic offices does it operate?

17.

When was it established?

01/25/1912.

What is the Return on Assets (ROA)?

1.28%.

How much are total loans and leases?

$1.88B (latest filing).

What is the total interest income (latest filing)?

$40.13M.