NVE Bank

Englewood, NJ
IDRSSD: 1012671
Total Assets
$645.18M
Latest filing
Total Deposits
$407.52M
Latest filing
Net Interest Margin
2.88%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1887
Community BankYes
Ownership TypeNot Mutual
ZIP07631
State and County Number34003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees57
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/28/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated12/12/2025
CERT29875
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$645.18M
Total Deposits$407.52M
Total Liabilities$515.66M
Total Equity Capital$129.52M
Net Income$2.22M
Net Loans and Leases$357.78M
Assets Per Employee ($Millions)$11.32M
Bank Premises and Fixed Assets$5.35M
Cash and Balances due from Depository Institutions$118.89M
Deposits Held in Domestic Offices$407.52M

Key Performance Ratios

Return on Assets (ROA)1.37%
Return on Equity (ROE)6.95%
Net Interest Margin2.88%
Efficiency Ratio60.95%
Tier 1 Risk-Based Capital Ratio40.185%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets20.075%
Earning Assets to total Assets92.42%

Income and Expense

Total Interest Income$6.37M
Total Noninterest Income$2.20M
Total Interest Expense$2.06M
Total Noninterest Expense$3.97M
Net Interest Income$4.31M
Pre-tax Net Operating Income$2.54M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$2.73M
Other borrowed funds$96.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$12.13M
Total Liabilities and Capital$645.18M

Securities

Securities$123.15M
Available-for-sale debt securities$56.61M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$66.54M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of NVE Bank?
$645.18M as of the latest filing.
How much are NVE Bank's total deposits?
$407.52M in total deposits.
Where is NVE Bank located?
Englewood, NJ.
What is the Net Interest Margin?
2.88%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$357.78M (latest filing).
What is the total interest income (latest filing)?
$6.37M.