Northwest Bank of Rockford
Rockford, IL
IDRSSD: 685649
Total Assets
$483.42M
Latest filing
Total Deposits
$420.88M
Latest filing
Net Interest Margin
3.27%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/21/1972 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61103 |
| State and County Number | 17201 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Rockford, IL |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 04/21/1972 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 20666 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $483.42M |
| Total Deposits | $420.88M |
| Total Liabilities | $446.61M |
| Total Equity Capital | $36.81M |
| Net Income | $1.14M |
| Net Loans and Leases | $341.27M |
| Assets Per Employee ($Millions) | $9.67M |
| Bank Premises and Fixed Assets | $6.12M |
| Cash and Balances due from Depository Institutions | $28.79M |
| Deposits Held in Domestic Offices | $420.88M |
Key Performance Ratios
| Return on Assets (ROA) | 0.96% |
| Return on Equity (ROE) | 12.28% |
| Net Interest Margin | 3.27% |
| Efficiency Ratio | 60.76% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.615% |
| Earning Assets to total Assets | 94.2% |
Income and Expense
| Total Interest Income | $6.22M |
| Total Noninterest Income | $892.00k |
| Total Interest Expense | $2.57M |
| Total Noninterest Expense | $2.76M |
| Net Interest Income | $3.65M |
| Pre-tax Net Operating Income | $1.51M |
| Provision for Credit Losses | $270.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.19M |
| Federal Funds Purchased and Repurchased Agreement | $11.83M |
| All Other Liabilities | $3.59M |
| Total Liabilities and Capital | $483.42M |
Securities
| Securities | $84.95M |
| Available-for-sale debt securities | $84.61M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Northwest Bank of Rockford?
$483.42M as of the latest filing.
How much are Northwest Bank of Rockford's total deposits?
$420.88M in total deposits.
Where is Northwest Bank of Rockford located?
Rockford, IL.
What is the Net Interest Margin?
3.27%.
How many domestic offices does it operate?
4.
When was it established?
04/21/1972.
What is the Return on Assets (ROA)?
0.96%.
How much are total loans and leases?
$341.27M (latest filing).
What is the total interest income (latest filing)?
$6.22M.