Wrentham Co-operative Bank
Wrentham, MA
IDRSSD: 948278
Total Assets
$188.46M
Latest filing
Total Deposits
$171.63M
Latest filing
Net Interest Margin
1.93%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211371939WRENTHAM, MA
Key People
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Locations
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Main Office
Wrentham Co-operative Bank
102 South St
Wrentham, MA 02093
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 35278
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Wrentham Co-operative Bank (Main) | 102 South St | Wrentham, MA |
| SOUTH STREET BRANCH | 1005 South St | Wrentham, MA |
| NORFOLK BRANCH | 144 Main Street | Norfolk, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02093 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 03/03/1986 |
| Primary Insurance Agency | DIF |
| Website | www.wrenthamcoop.com |
| Data Updated | 01/30/2026 |
| CERT | 26576 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $188.46M |
| Total Deposits | $171.63M |
| Total Liabilities | $172.30M |
| Total Equity Capital | $16.16M |
| Net Income | $-83,000 |
| Net Loans and Leases | $112.93M |
| Assets Per Employee ($Millions) | $11.09M |
| Bank Premises and Fixed Assets | $3.29M |
| Cash and Balances due from Depository Institutions | $41.28M |
| Deposits Held in Domestic Offices | $171.63M |
Key Performance Ratios
| Return on Assets (ROA) | -0.18% |
| Return on Equity (ROE) | -2.05% |
| Net Interest Margin | 1.93% |
| Efficiency Ratio | 119.52% |
| Tier 1 Risk-Based Capital Ratio | 21.401% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.574% |
| Earning Assets to total Assets | 93.54% |
Income and Expense
| Total Interest Income | $1.75M |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $914.00k |
| Total Noninterest Expense | $1.09M |
| Net Interest Income | $836.00k |
| Pre-tax Net Operating Income | $-182,000 |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.25M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $664.00k |
| Total Liabilities and Capital | $188.46M |
Securities
| Securities | $22.71M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $22.71M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wrentham Co-operative Bank?
$188.46M as of the latest filing.
How much are Wrentham Co-operative Bank's total deposits?
$171.63M in total deposits.
Where is Wrentham Co-operative Bank located?
Wrentham, MA.
What is the Net Interest Margin?
1.93%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
-0.18%.
How much are total loans and leases?
$112.93M (latest filing).
What is the total interest income (latest filing)?
$1.75M.