Security Bank of the Ozarks
Eminence, MO
IDRSSD: 956358
Total Assets
$156.83M
Latest filing
Total Deposits
$145.51M
Latest filing
Net Interest Margin
4.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Security Bank of the Ozarks
18479 Main St
Eminence, MO 65466
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/29/1959FDIC Certificate 11962
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Bank of the Ozarks (Main) | 18479 Main St | Eminence, MO |
| EMINENCE BRANCH NORTH OF SECURITY BANK O | 19120 State Highway 19 | Eminence, MO |
| HOUSTON BRANCH OF SECURITY BANK OF THE OZARKS | 760 Holder Dr | Houston, MO |
| WINONA BRANCH | 8346 Highway 19 North | Winona, MO |
| SUMMERSVILLE BRANCH OF SECURITY BANK OF | 120 N Main Ave | Summersville, MO |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/29/1959 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65466 |
| State and County Number | 29203 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/09/2016 |
| Date of Deposit Insurance | 06/29/1959 |
| Primary Insurance Agency | DIF |
| Website | www.sbozarks.com |
| Data Updated | 11/14/2025 |
| CERT | 18033 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $156.83M |
| Total Deposits | $145.51M |
| Total Liabilities | $146.06M |
| Total Equity Capital | $10.77M |
| Net Income | $571.00k |
| Net Loans and Leases | $98.62M |
| Assets Per Employee ($Millions) | $3.27M |
| Bank Premises and Fixed Assets | $3.98M |
| Cash and Balances due from Depository Institutions | $21.84M |
| Deposits Held in Domestic Offices | $145.51M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 22.12% |
| Net Interest Margin | 4.89% |
| Efficiency Ratio | 64.77% |
| Tier 1 Risk-Based Capital Ratio | 11.119% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.864% |
| Earning Assets to total Assets | 89.6% |
Income and Expense
| Total Interest Income | $2.34M |
| Total Noninterest Income | $176.00k |
| Total Interest Expense | $614.00k |
| Total Noninterest Expense | $1.24M |
| Net Interest Income | $1.73M |
| Pre-tax Net Operating Income | $571.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $660.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.32M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $548.00k |
| Total Liabilities and Capital | $156.83M |
Securities
| Securities | $24.77M |
| Available-for-sale debt securities | $24.77M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Bank of the Ozarks?
$156.83M as of the latest filing.
How much are Security Bank of the Ozarks's total deposits?
$145.51M in total deposits.
Where is Security Bank of the Ozarks located?
Eminence, MO.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
5.
When was it established?
06/29/1959.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$98.62M (latest filing).
What is the total interest income (latest filing)?
$2.34M.