Security Bank of the Ozarks
Eminence, MO
IDRSSD: 956358
Total Assets
$155.05M
Latest filing
Total Deposits
$143.97M
Latest filing
Net Interest Margin
4.94%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Security Bank of the Ozarks
18479 Main St
Eminence, MO 65466
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/29/1959FDIC Certificate 11962
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security Bank of the Ozarks (Main) | 18479 Main St | Eminence, MO |
| EMINENCE BRANCH NORTH OF SECURITY BANK O | 19120 State Highway 19 | Eminence, MO |
| HOUSTON BRANCH OF SECURITY BANK OF THE OZARKS | 760 Holder Dr | Houston, MO |
| WINONA BRANCH | 8346 Highway 19 North | Winona, MO |
| SUMMERSVILLE BRANCH OF SECURITY BANK OF | 120 N Main Ave | Summersville, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/29/1959 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65466 |
| State and County Number | 29203 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 48 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/09/2016 |
| Date of Deposit Insurance | 06/29/1959 |
| Primary Insurance Agency | DIF |
| Website | www.sbozarks.com |
| Data Updated | 01/30/2026 |
| CERT | 18033 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $155.05M |
| Total Deposits | $143.97M |
| Total Liabilities | $144.28M |
| Total Equity Capital | $10.77M |
| Net Income | $589.00k |
| Net Loans and Leases | $99.33M |
| Assets Per Employee ($Millions) | $3.16M |
| Bank Premises and Fixed Assets | $3.92M |
| Cash and Balances due from Depository Institutions | $19.12M |
| Deposits Held in Domestic Offices | $143.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 21.88% |
| Net Interest Margin | 4.94% |
| Efficiency Ratio | 61.4% |
| Tier 1 Risk-Based Capital Ratio | 10.902% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.949% |
| Earning Assets to total Assets | 90.35% |
Income and Expense
| Total Interest Income | $2.31M |
| Total Noninterest Income | $54.00k |
| Total Interest Expense | $583.00k |
| Total Noninterest Expense | $1.11M |
| Net Interest Income | $1.73M |
| Pre-tax Net Operating Income | $589.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $560.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $307.00k |
| Total Liabilities and Capital | $155.05M |
Securities
| Securities | $27.07M |
| Available-for-sale debt securities | $27.07M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security Bank of the Ozarks?
$155.05M as of the latest filing.
How much are Security Bank of the Ozarks's total deposits?
$143.97M in total deposits.
Where is Security Bank of the Ozarks located?
Eminence, MO.
What is the Net Interest Margin?
4.94%.
How many domestic offices does it operate?
5.
When was it established?
06/29/1959.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$99.33M (latest filing).
What is the total interest income (latest filing)?
$2.31M.