Nebraska State Bank

Lynch, NE
IDRSSD: 514057
Total Assets
$20.45M
Latest filing
Total Deposits
$17.36M
Latest filing
Net Interest Margin
2.28%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/09/1946
Community BankYes
Ownership TypeNot Mutual
ZIP68746
State and County Number31015
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance12/09/1946
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT16516
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$20.45M
Total Deposits$17.36M
Total Liabilities$17.55M
Total Equity Capital$2.90M
Net Income$-17,000
Net Loans and Leases$6.91M
Assets Per Employee ($Millions)$4.09M
Bank Premises and Fixed Assets$11.00k
Cash and Balances due from Depository Institutions$13.29M
Deposits Held in Domestic Offices$17.36M

Key Performance Ratios

Return on Assets (ROA)-0.34%
Return on Equity (ROE)-2.34%
Net Interest Margin2.28%
Efficiency Ratio117.65%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.18%
Earning Assets to total Assets96.57%

Income and Expense

Total Interest Income$162.00k
Total Noninterest Income$7.00k
Total Interest Expense$50.00k
Total Noninterest Expense$140.00k
Net Interest Income$112.00k
Pre-tax Net Operating Income$-21,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$191.00k
Total Liabilities and Capital$20.45M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Nebraska State Bank?
$20.45M as of the latest filing.
How much are Nebraska State Bank's total deposits?
$17.36M in total deposits.
Where is Nebraska State Bank located?
Lynch, NE.
What is the Net Interest Margin?
2.28%.
How many domestic offices does it operate?
1.
When was it established?
12/09/1946.
What is the Return on Assets (ROA)?
-0.34%.
How much are total loans and leases?
$6.91M (latest filing).
What is the total interest income (latest filing)?
$162.00k.