Nebraska State Bank

Lynch, NE
IDRSSD: 514057
Total Assets
$20.89M
Latest filing
Total Deposits
$17.91M
Latest filing
Net Interest Margin
3.55%
Profitability

Key People

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Locations

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Main Office
Nebraska State Bank
202 N Fourth St
Lynch, NE 68746
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/09/1946FDIC Certificate 10671

Branches (0)

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NameAddressCity / State
No branch data available.
Nebraska State Bank (Main)202 N Fourth StLynch, NE

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/09/1946
Community BankYes
Ownership TypeNot Mutual
ZIP68746
State and County Number31015
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees5
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance12/09/1946
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated01/30/2026
CERT16516
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$20.89M
Total Deposits$17.91M
Total Liabilities$17.97M
Total Equity Capital$2.92M
Net Income$30.00k
Net Loans and Leases$7.42M
Assets Per Employee ($Millions)$4.18M
Bank Premises and Fixed Assets$10.00k
Cash and Balances due from Depository Institutions$13.18M
Deposits Held in Domestic Offices$17.91M

Key Performance Ratios

Return on Assets (ROA)0.58%
Return on Equity (ROE)4.12%
Net Interest Margin3.55%
Efficiency Ratio79.23%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.992%
Earning Assets to total Assets96.22%

Income and Expense

Total Interest Income$231.00k
Total Noninterest Income$6.00k
Total Interest Expense$54.00k
Total Noninterest Expense$145.00k
Net Interest Income$177.00k
Pre-tax Net Operating Income$38.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$59.00k
Total Liabilities and Capital$20.89M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Nebraska State Bank?
$20.89M as of the latest filing.
How much are Nebraska State Bank's total deposits?
$17.91M in total deposits.
Where is Nebraska State Bank located?
Lynch, NE.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
1.
When was it established?
12/09/1946.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$7.42M (latest filing).
What is the total interest income (latest filing)?
$231.00k.