The Moody National Bank
Galveston, TX
IDRSSD: 253356
Total Assets
$1.57B
Latest filing
Total Deposits
$1.35B
Latest filing
Net Interest Margin
3.25%
Profitability
Key People
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Locations
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Main Office
The Moody National Bank
2302 Post Office St
Galveston, TX 77550
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 2068
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Moody National Bank (Main) | 2302 Post Office St | Galveston, TX |
| WEST BRANCH BANKING CENTER | 6820 Seawall Blvd | Galveston, TX |
| TEXAS CITY BANKING CENTER | 7940 Emmett F Lowry Expy | Texas City, TX |
| CLEAR LAKE BANKING CENTER BRANCH | 1100 Bay Area Blvd | Houston, TX |
| FRIENDSWOOD BANKING CENTER | 408 W Parkwood Ave | Friendswood, TX |
| SOUTH SHORE BANKING CENTER | 2901 S Shore Blvd | League City, TX |
| PASADENA BANKING CENTER | 6003 Fairmont Pkwy | Pasadena, TX |
| LAKE JACKSON BANKING CENTER BRANCH | 128 Oyster Creek Dr | Lake Jackson, TX |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77550 |
| State and County Number | 48167 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houston-The Woodlands-Sugar Land, TX |
Operational Info
| Number of Employees | 189 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.moodybank.com |
| Data Updated | 01/30/2026 |
| CERT | 3210 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.57B |
| Total Deposits | $1.35B |
| Total Liabilities | $1.35B |
| Total Equity Capital | $214.57M |
| Net Income | $3.93M |
| Net Loans and Leases | $1.07B |
| Assets Per Employee ($Millions) | $8.25M |
| Bank Premises and Fixed Assets | $15.92M |
| Cash and Balances due from Depository Institutions | $109.78M |
| Deposits Held in Domestic Offices | $1.35B |
Key Performance Ratios
| Return on Assets (ROA) | 0.99% |
| Return on Equity (ROE) | 7.45% |
| Net Interest Margin | 3.25% |
| Efficiency Ratio | 67.23% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.689% |
| Earning Assets to total Assets | 95.31% |
Income and Expense
| Total Interest Income | $21.17M |
| Total Noninterest Income | $1.93M |
| Total Interest Expense | $8.84M |
| Total Noninterest Expense | $9.60M |
| Net Interest Income | $12.33M |
| Pre-tax Net Operating Income | $4.66M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.44M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $567.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.92M |
| Total Liabilities and Capital | $1.57B |
Securities
| Securities | $330.75M |
| Available-for-sale debt securities | $330.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $550.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Moody National Bank?
$1.57B as of the latest filing.
How much are The Moody National Bank's total deposits?
$1.35B in total deposits.
Where is The Moody National Bank located?
Galveston, TX.
What is the Net Interest Margin?
3.25%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.99%.
How much are total loans and leases?
$1.07B (latest filing).
What is the total interest income (latest filing)?
$21.17M.