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Milledgeville State Bank

Milledgeville, IL
IDRSSD: 895448
Total Assets
$203.41M
Latest filing
Total Deposits
$160.12M
Latest filing
Net Interest Margin
2.88%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/02/1942
Community BankYes
Ownership TypeNot Mutual
ZIP61051
State and County Number17015
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees11
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/02/1942
Primary Insurance AgencyDIF
WebsiteWWW.MILLEDGEVILLEBANK.COM
Data Updated11/14/2025
CERT15873
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$203.41M
Total Deposits$160.12M
Total Liabilities$183.74M
Total Equity Capital$19.68M
Net Income$543.00k
Net Loans and Leases$127.21M
Assets Per Employee ($Millions)$18.49M
Bank Premises and Fixed Assets$1.61M
Cash and Balances due from Depository Institutions$11.64M
Deposits Held in Domestic Offices$160.12M

Key Performance Ratios

Return on Assets (ROA)1.09%
Return on Equity (ROE)11.51%
Net Interest Margin2.88%
Efficiency Ratio53.79%
Tier 1 Risk-Based Capital Ratio14.485%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.673%
Earning Assets to total Assets93.51%

Income and Expense

Total Interest Income$2.73M
Total Noninterest Income$77.00k
Total Interest Expense$1.40M
Total Noninterest Expense$759.00k
Net Interest Income$1.33M
Pre-tax Net Operating Income$542.00k
Provision for Credit Losses$110.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$21.45M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.16M
Total Liabilities and Capital$203.41M

Securities

Securities$52.80M
Available-for-sale debt securities$52.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Milledgeville State Bank?
$203.41M as of the latest filing.
How much are Milledgeville State Bank's total deposits?
$160.12M in total deposits.
Where is Milledgeville State Bank located?
Milledgeville, IL.
What is the Net Interest Margin?
2.88%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1942.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$127.21M (latest filing).
What is the total interest income (latest filing)?
$2.73M.