Milledgeville State Bank
Milledgeville, IL
IDRSSD: 895448
Total Assets
$211.08M
Latest filing
Total Deposits
$163.82M
Latest filing
Net Interest Margin
2.96%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071121620MILLEDGEVILLE, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Milledgeville State Bank
451 N Main Ave
Milledgeville, IL 61051
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1942FDIC Certificate 10110
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Milledgeville State Bank (Main) | 451 N Main Ave | Milledgeville, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/02/1942 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61051 |
| State and County Number | 17015 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/02/1942 |
| Primary Insurance Agency | DIF |
| Website | WWW.MILLEDGEVILLEBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 15873 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $211.08M |
| Total Deposits | $163.82M |
| Total Liabilities | $190.59M |
| Total Equity Capital | $20.49M |
| Net Income | $551.00k |
| Net Loans and Leases | $134.98M |
| Assets Per Employee ($Millions) | $17.59M |
| Bank Premises and Fixed Assets | $1.61M |
| Cash and Balances due from Depository Institutions | $10.72M |
| Deposits Held in Domestic Offices | $163.82M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 10.98% |
| Net Interest Margin | 2.96% |
| Efficiency Ratio | 52.6% |
| Tier 1 Risk-Based Capital Ratio | 14.238% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.705% |
| Earning Assets to total Assets | 93.79% |
Income and Expense
| Total Interest Income | $2.86M |
| Total Noninterest Income | $101.00k |
| Total Interest Expense | $1.43M |
| Total Noninterest Expense | $809.00k |
| Net Interest Income | $1.44M |
| Pre-tax Net Operating Income | $559.00k |
| Provision for Credit Losses | $170.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $24.83M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.95M |
| Total Liabilities and Capital | $211.08M |
Securities
| Securities | $54.09M |
| Available-for-sale debt securities | $54.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Milledgeville State Bank?
$211.08M as of the latest filing.
How much are Milledgeville State Bank's total deposits?
$163.82M in total deposits.
Where is Milledgeville State Bank located?
Milledgeville, IL.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
1.
When was it established?
01/02/1942.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$134.98M (latest filing).
What is the total interest income (latest filing)?
$2.86M.