First Community Bank and Trust
Beecher, IL
IDRSSD: 371232
Total Assets
$201.70M
Latest filing
Total Deposits
$170.07M
Latest filing
Net Interest Margin
4.60%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071911652BEECHER, IL
Key People
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Locations
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Main Office
First Community Bank and Trust
1111 Dixie Hwy
Beecher, IL 60401
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/16/1916FDIC Certificate 10145
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Community Bank and Trust (Main) | 1111 Dixie Hwy | Beecher, IL |
| PEOTONE BRANCH | 650 W Wilmington Rd | Peotone, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 11/16/1916 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60401 |
| State and County Number | 17197 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/04/1952 |
| Primary Insurance Agency | DIF |
| Website | www.firstcbt.bank |
| Data Updated | 01/30/2026 |
| CERT | 15913 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $201.70M |
| Total Deposits | $170.07M |
| Total Liabilities | $175.20M |
| Total Equity Capital | $26.50M |
| Net Income | $767.00k |
| Net Loans and Leases | $101.78M |
| Assets Per Employee ($Millions) | $6.96M |
| Bank Premises and Fixed Assets | $1.99M |
| Cash and Balances due from Depository Institutions | $19.49M |
| Deposits Held in Domestic Offices | $170.07M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 11.56% |
| Net Interest Margin | 4.6% |
| Efficiency Ratio | 57.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.137% |
| Earning Assets to total Assets | 91.68% |
Income and Expense
| Total Interest Income | $2.69M |
| Total Noninterest Income | $312.00k |
| Total Interest Expense | $524.00k |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $2.16M |
| Pre-tax Net Operating Income | $1.00M |
| Provision for Credit Losses | $61.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.84M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.05M |
| All Other Liabilities | $4.07M |
| Total Liabilities and Capital | $201.70M |
Securities
| Securities | $65.31M |
| Available-for-sale debt securities | $65.31M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank and Trust?
$201.70M as of the latest filing.
How much are First Community Bank and Trust's total deposits?
$170.07M in total deposits.
Where is First Community Bank and Trust located?
Beecher, IL.
What is the Net Interest Margin?
4.60%.
How many domestic offices does it operate?
2.
When was it established?
11/16/1916.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$101.78M (latest filing).
What is the total interest income (latest filing)?
$2.69M.