Ipava State Bank

Lewistown, IL
IDRSSD: 760434
Total Assets
$217.95M
Latest filing
Total Deposits
$176.49M
Latest filing
Net Interest Margin
3.99%
Profitability

Key People

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Locations

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Main Office
Ipava State Bank
1203 S Main St
Lewistown, IL 61542
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/11/1902FDIC Certificate 6700

Branches (6)

Page 1 of 1
NameAddressCity / State
Ipava State Bank (Main)1203 S Main StLewistown, IL
ASTORIA BRANCH101 E BroadwayAstoria, IL
CANTON BRANCH74 E Pine StCanton, IL
LEWISTOWN BRANCH70 E Main StIpava, IL
CANTON IL BRANCH123 E Pine StCanton, IL
WASHINGTON BRANCH116 Washington SqWashington, IL
SARASOTA FLORIDA BRANCH1620 Main StreetSarasota, FL
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/11/1902
Community BankYes
Ownership TypeNot Mutual
ZIP61542
State and County Number17057
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NamePeoria, IL

Operational Info

Number of Employees35
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/05/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.ipavastatebank.com
Data Updated01/30/2026
CERT10473
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$217.95M
Total Deposits$176.49M
Total Liabilities$199.00M
Total Equity Capital$18.95M
Net Income$500.00k
Net Loans and Leases$144.04M
Assets Per Employee ($Millions)$6.23M
Bank Premises and Fixed Assets$4.70M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$176.49M

Key Performance Ratios

Return on Assets (ROA)0.93%
Return on Equity (ROE)10.52%
Net Interest Margin3.99%
Efficiency Ratio77.62%
Tier 1 Risk-Based Capital Ratio13.768%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.697%
Earning Assets to total Assets92.96%

Income and Expense

Total Interest Income$2.72M
Total Noninterest Income$400.00k
Total Interest Expense$721.00k
Total Noninterest Expense$1.86M
Net Interest Income$2.00M
Pre-tax Net Operating Income$500.00k
Provision for Credit Losses$37.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$22.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$514.00k
Total Liabilities and Capital$217.95M

Securities

Securities$43.71M
Available-for-sale debt securities$11.57M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$32.13M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Ipava State Bank?
$217.95M as of the latest filing.
How much are Ipava State Bank's total deposits?
$176.49M in total deposits.
Where is Ipava State Bank located?
Lewistown, IL.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
7.
When was it established?
09/11/1902.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$144.04M (latest filing).
What is the total interest income (latest filing)?
$2.72M.