First FSB of Mascoutah
Mascoutah, IL
IDRSSD: 966272
Total Assets
$194.08M
Latest filing
Total Deposits
$172.94M
Latest filing
Net Interest Margin
2.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First FSB of Mascoutah
101 W Main St
Mascoutah, IL 62258
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1913FDIC Certificate 43803
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First FSB of Mascoutah (Main) | 101 W Main St | Mascoutah, IL |
| NEW BADEN BRANCH | 1200 E Hanover St | New Baden, IL |
| LEBANON BRANCH | 115 S Madison St | Lebanon, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 62258 |
| State and County Number | 17163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstfederalmascoutah.com |
| Data Updated | 11/14/2025 |
| CERT | 30969 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $194.08M |
| Total Deposits | $172.94M |
| Total Liabilities | $175.09M |
| Total Equity Capital | $18.99M |
| Net Income | $406.00k |
| Net Loans and Leases | $152.36M |
| Assets Per Employee ($Millions) | $10.78M |
| Bank Premises and Fixed Assets | $1.63M |
| Cash and Balances due from Depository Institutions | $4.93M |
| Deposits Held in Domestic Offices | $172.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 8.7% |
| Net Interest Margin | 2.91% |
| Efficiency Ratio | 57.21% |
| Tier 1 Risk-Based Capital Ratio | 15.404% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.784% |
| Earning Assets to total Assets | 96.6% |
Income and Expense
| Total Interest Income | $2.57M |
| Total Noninterest Income | $73.00k |
| Total Interest Expense | $1.20M |
| Total Noninterest Expense | $825.00k |
| Net Interest Income | $1.37M |
| Pre-tax Net Operating Income | $527.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $645.00k |
| Total Liabilities and Capital | $194.08M |
Securities
| Securities | $30.89M |
| Available-for-sale debt securities | $30.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First FSB of Mascoutah?
$194.08M as of the latest filing.
How much are First FSB of Mascoutah's total deposits?
$172.94M in total deposits.
Where is First FSB of Mascoutah located?
Mascoutah, IL.
What is the Net Interest Margin?
2.91%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$152.36M (latest filing).
What is the total interest income (latest filing)?
$2.57M.