First FSB of Mascoutah
Mascoutah, IL
IDRSSD: 966272
Total Assets
$198.89M
Latest filing
Total Deposits
$178.73M
Latest filing
Net Interest Margin
2.94%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
281071227MASCOUTAH, IL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First FSB of Mascoutah
101 W Main St
Mascoutah, IL 62258
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1913FDIC Certificate 43803
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First FSB of Mascoutah (Main) | 101 W Main St | Mascoutah, IL |
| NEW BADEN BRANCH | 1200 E Hanover St | New Baden, IL |
| LEBANON BRANCH | 115 S Madison St | Lebanon, IL |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens Community Bank
Mascoutah, Illinois
→
Assets: $516.07MΔ +165.9%
The Gifford State Bank
Gifford, Illinois
→
Assets: $193.31MΔ -0.4%
First National Bank in Taylorville
Taylorville, Illinois
→
Assets: $194.99MΔ +0.5%
Central Federal Savings and Loan Association
Cicero, Illinois
→
Assets: $192.61MΔ -0.8%
Prairie Community Bank
Marengo, Illinois
→
Assets: $192.49MΔ -0.8%
Fidelity Bank
Savanna, Illinois
→
Assets: $196.17MΔ +1.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1913 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 62258 |
| State and County Number | 17163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstfederalmascoutah.com |
| Data Updated | 01/30/2026 |
| CERT | 30969 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $198.89M |
| Total Deposits | $178.73M |
| Total Liabilities | $179.38M |
| Total Equity Capital | $19.51M |
| Net Income | $408.00k |
| Net Loans and Leases | $151.10M |
| Assets Per Employee ($Millions) | $11.05M |
| Bank Premises and Fixed Assets | $1.59M |
| Cash and Balances due from Depository Institutions | $11.11M |
| Deposits Held in Domestic Offices | $178.73M |
Key Performance Ratios
| Return on Assets (ROA) | 0.83% |
| Return on Equity (ROE) | 8.48% |
| Net Interest Margin | 2.94% |
| Efficiency Ratio | 57.7% |
| Tier 1 Risk-Based Capital Ratio | 15.913% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.809% |
| Earning Assets to total Assets | 96.6% |
Income and Expense
| Total Interest Income | $2.60M |
| Total Noninterest Income | $75.00k |
| Total Interest Expense | $1.21M |
| Total Noninterest Expense | $847.00k |
| Net Interest Income | $1.39M |
| Pre-tax Net Operating Income | $531.00k |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $652.00k |
| Total Liabilities and Capital | $198.89M |
Securities
| Securities | $30.73M |
| Available-for-sale debt securities | $30.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First FSB of Mascoutah?
$198.89M as of the latest filing.
How much are First FSB of Mascoutah's total deposits?
$178.73M in total deposits.
Where is First FSB of Mascoutah located?
Mascoutah, IL.
What is the Net Interest Margin?
2.94%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$151.10M (latest filing).
What is the total interest income (latest filing)?
$2.60M.