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Coleman County State Bank

Coleman, TX
IDRSSD: 761954
Total Assets
$282.14M
Latest filing
Total Deposits
$255.18M
Latest filing
Net Interest Margin
5.02%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/15/1936
Community BankYes
Ownership TypeNot Mutual
ZIP76834
State and County Number48083
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees55
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/27/2025
Date of Deposit Insurance04/01/1937
Primary Insurance AgencyDIF
Websitewww.colemanbank.com
Data Updated11/14/2025
CERT15480
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$282.14M
Total Deposits$255.18M
Total Liabilities$256.79M
Total Equity Capital$25.35M
Net Income$1.47M
Net Loans and Leases$170.94M
Assets Per Employee ($Millions)$5.04M
Bank Premises and Fixed Assets$8.97M
Cash and Balances due from Depository Institutions$32.26M
Deposits Held in Domestic Offices$255.18M

Key Performance Ratios

Return on Assets (ROA)2.06%
Return on Equity (ROE)25.17%
Net Interest Margin5.02%
Efficiency Ratio58.91%
Tier 1 Risk-Based Capital Ratio12.941%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.984%
Earning Assets to total Assets93.45%

Income and Expense

Total Interest Income$4.55M
Total Noninterest Income$507.00k
Total Interest Expense$1.23M
Total Noninterest Expense$2.27M
Net Interest Income$3.33M
Pre-tax Net Operating Income$1.47M
Provision for Credit Losses$92.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.62M
Total Liabilities and Capital$282.14M

Securities

Securities$63.80M
Available-for-sale debt securities$63.80M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Coleman County State Bank?
$282.14M as of the latest filing.
How much are Coleman County State Bank's total deposits?
$255.18M in total deposits.
Where is Coleman County State Bank located?
Coleman, TX.
What is the Net Interest Margin?
5.02%.
How many domestic offices does it operate?
7.
When was it established?
10/15/1936.
What is the Return on Assets (ROA)?
2.06%.
How much are total loans and leases?
$170.94M (latest filing).
What is the total interest income (latest filing)?
$4.55M.