The Libertyville Savings Bank

Fairfield, IA
IDRSSD: 857745
Total Assets
$388.23M
Latest filing
Total Deposits
$305.93M
Latest filing
Net Interest Margin
4.42%
Profitability

Key People

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Locations

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Main Office
The Libertyville Savings Bank
2000 W Jefferson Ave
Fairfield, IA 52556
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/16/1901FDIC Certificate 8570

Branches (5)

Page 1 of 1
NameAddressCity / State
The Libertyville Savings Bank (Main)2000 W Jefferson AveFairfield, IA
LIBERTYVILLE BRANCH106 W Maple AveLibertyville, IA
ELDON BRANCH403 W Elm StEldon, IA
KEOSAUQUA BRANCH20390 Highway 1Keosauqua, IA
FARMERS SAVINGS BANK BRANCH225 E Broadway AveKeota, IA
FARMERS AND TRADERS SAVINGS BANK BRANCH14155 Highway 98Douds, IA
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/16/1901
Community BankYes
Ownership TypeNot Mutual
ZIP52556
State and County Number19101
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameFairfield, IA

Operational Info

Number of Employees49
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/15/1934
Primary Insurance AgencyDIF
Websitewww.lsbia.bank
Data Updated01/30/2026
CERT13712
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$388.23M
Total Deposits$305.93M
Total Liabilities$344.58M
Total Equity Capital$43.65M
Net Income$1.64M
Net Loans and Leases$231.23M
Assets Per Employee ($Millions)$7.92M
Bank Premises and Fixed Assets$4.91M
Cash and Balances due from Depository Institutions$30.59M
Deposits Held in Domestic Offices$305.93M

Key Performance Ratios

Return on Assets (ROA)1.69%
Return on Equity (ROE)15.29%
Net Interest Margin4.42%
Efficiency Ratio57.78%
Tier 1 Risk-Based Capital Ratio15.131%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.242%
Earning Assets to total Assets92.7%

Income and Expense

Total Interest Income$5.26M
Total Noninterest Income$289.00k
Total Interest Expense$1.32M
Total Noninterest Expense$2.44M
Net Interest Income$3.94M
Pre-tax Net Operating Income$1.69M
Provision for Credit Losses$90.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$37.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.66M
Total Liabilities and Capital$388.23M

Securities

Securities$103.57M
Available-for-sale debt securities$101.84M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.73M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Libertyville Savings Bank?
$388.23M as of the latest filing.
How much are The Libertyville Savings Bank's total deposits?
$305.93M in total deposits.
Where is The Libertyville Savings Bank located?
Fairfield, IA.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
6.
When was it established?
09/16/1901.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$231.23M (latest filing).
What is the total interest income (latest filing)?
$5.26M.