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Iowa State Bank

Clarksville, IA
IDRSSD: 865142
Total Assets
$371.07M
Latest filing
Total Deposits
$324.01M
Latest filing
Net Interest Margin
3.17%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1918
Community BankYes
Ownership TypeNot Mutual
ZIP50619
State and County Number19023
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees34
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/27/1943
Primary Insurance AgencyDIF
Websitehttp://www.iowastatebank.com
Data Updated11/14/2025
CERT15947
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$371.07M
Total Deposits$324.01M
Total Liabilities$329.53M
Total Equity Capital$41.54M
Net Income$1.54M
Net Loans and Leases$264.12M
Assets Per Employee ($Millions)$11.24M
Bank Premises and Fixed Assets$999.00k
Cash and Balances due from Depository Institutions$18.20M
Deposits Held in Domestic Offices$324.01M

Key Performance Ratios

Return on Assets (ROA)1.68%
Return on Equity (ROE)15.17%
Net Interest Margin3.17%
Efficiency Ratio46.46%
Tier 1 Risk-Based Capital Ratio14.799%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.194%
Earning Assets to total Assets96.91%

Income and Expense

Total Interest Income$5.48M
Total Noninterest Income$249.00k
Total Interest Expense$2.66M
Total Noninterest Expense$1.42M
Net Interest Income$2.81M
Pre-tax Net Operating Income$1.64M
Provision for Credit Losses$-3,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.52M
Total Liabilities and Capital$371.07M

Securities

Securities$79.27M
Available-for-sale debt securities$79.21M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Iowa State Bank?
$371.07M as of the latest filing.
How much are Iowa State Bank's total deposits?
$324.01M in total deposits.
Where is Iowa State Bank located?
Clarksville, IA.
What is the Net Interest Margin?
3.17%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1918.
What is the Return on Assets (ROA)?
1.68%.
How much are total loans and leases?
$264.12M (latest filing).
What is the total interest income (latest filing)?
$5.48M.