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First Iowa State Bank

Albia, IA
IDRSSD: 787842
Total Assets
$377.50M
Latest filing
Total Deposits
$340.02M
Latest filing
Net Interest Margin
4.79%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date05/12/1930
Community BankYes
Ownership TypeNot Mutual
ZIP52531
State and County Number19135
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees50
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance12/15/1934
Primary Insurance AgencyDIF
Websitewww.1stiowa.bank
Data Updated11/14/2025
CERT14930
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$377.50M
Total Deposits$340.02M
Total Liabilities$345.83M
Total Equity Capital$31.67M
Net Income$1.91M
Net Loans and Leases$271.82M
Assets Per Employee ($Millions)$7.55M
Bank Premises and Fixed Assets$2.45M
Cash and Balances due from Depository Institutions$7.01M
Deposits Held in Domestic Offices$340.02M

Key Performance Ratios

Return on Assets (ROA)2.04%
Return on Equity (ROE)24.34%
Net Interest Margin4.79%
Efficiency Ratio47.76%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.46%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.39%
Earning Assets to total Assets94.55%

Income and Expense

Total Interest Income$5.61M
Total Noninterest Income$339.00k
Total Interest Expense$1.37M
Total Noninterest Expense$2.19M
Net Interest Income$4.24M
Pre-tax Net Operating Income$1.97M
Provision for Credit Losses$425.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$4.23M
All Other Liabilities$1.58M
Total Liabilities and Capital$377.50M

Securities

Securities$85.08M
Available-for-sale debt securities$85.08M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Iowa State Bank?
$377.50M as of the latest filing.
How much are First Iowa State Bank's total deposits?
$340.02M in total deposits.
Where is First Iowa State Bank located?
Albia, IA.
What is the Net Interest Margin?
4.79%.
How many domestic offices does it operate?
6.
When was it established?
05/12/1930.
What is the Return on Assets (ROA)?
2.04%.
How much are total loans and leases?
$271.82M (latest filing).
What is the total interest income (latest filing)?
$5.61M.