First Iowa State Bank
Albia, IA
IDRSSD: 787842
Total Assets
$404.32M
Latest filing
Total Deposits
$368.97M
Latest filing
Net Interest Margin
4.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Iowa State Bank
19 Benton Ave E
Albia, IA 52531
Full Service - Brick and Mortar
Updated 04/10/2026Established 05/12/1930FDIC Certificate 9352
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Iowa State Bank (Main) | 19 Benton Ave E | Albia, IA |
| BENTON AVENUE DRIVE-IN BRANCH | 303 Benton Ave E | Albia, IA |
| EDDYVILLE BRANCH | 224 Walnut St | Eddyville, IA |
| BLOOMFIELD BRANCH | 110 N Washington St | Bloomfield, IA |
| CANTRIL BRANCH | 102 Division St | Cantril, IA |
| KEOSAUQUA BRANCH | 714 1st St | Keosauqua, IA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/12/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52531 |
| State and County Number | 19135 |
| Subchapter S Corporations | Yes |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 49 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 12/15/1934 |
| Primary Insurance Agency | DIF |
| Website | www.1stiowa.bank |
| Data Updated | 04/10/2026 |
| CERT | 14930 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $404.32M |
| Total Deposits | $368.97M |
| Total Liabilities | $371.70M |
| Total Equity Capital | $32.61M |
| Net Income | $1.75M |
| Net Loans and Leases | $286.67M |
| Assets Per Employee ($Millions) | $8.25M |
| Bank Premises and Fixed Assets | $2.36M |
| Cash and Balances due from Depository Institutions | $22.53M |
| Deposits Held in Domestic Offices | $368.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.78% |
| Return on Equity (ROE) | 21.99% |
| Net Interest Margin | 4.48% |
| Efficiency Ratio | 49.15% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.46% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.066% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $5.43M |
| Total Noninterest Income | $306.00k |
| Total Interest Expense | $1.27M |
| Total Noninterest Expense | $2.19M |
| Net Interest Income | $4.16M |
| Pre-tax Net Operating Income | $1.82M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $1.21M |
| All Other Liabilities | $1.52M |
| Total Liabilities and Capital | $404.32M |
Securities
| Securities | $82.39M |
| Available-for-sale debt securities | $82.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Iowa State Bank?
$404.32M as of the latest filing.
How much are First Iowa State Bank's total deposits?
$368.97M in total deposits.
Where is First Iowa State Bank located?
Albia, IA.
What is the Net Interest Margin?
4.48%.
How many domestic offices does it operate?
6.
When was it established?
05/12/1930.
What is the Return on Assets (ROA)?
1.78%.
How much are total loans and leases?
$286.67M (latest filing).
What is the total interest income (latest filing)?
$5.43M.