Farmers Trust and Savings Bank
Buffalo Center, IA
IDRSSD: 825847
Total Assets
$348.04M
Latest filing
Total Deposits
$297.27M
Latest filing
Net Interest Margin
3.86%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50424 |
| State and County Number | 19189 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/05/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ftsbbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 14195 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $348.04M |
| Total Deposits | $297.27M |
| Total Liabilities | $306.95M |
| Total Equity Capital | $41.09M |
| Net Income | $1.35M |
| Net Loans and Leases | $306.04M |
| Assets Per Employee ($Millions) | $7.73M |
| Bank Premises and Fixed Assets | $5.63M |
| Cash and Balances due from Depository Institutions | $5.31M |
| Deposits Held in Domestic Offices | $297.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 13.26% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 59.33% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.806% |
| Earning Assets to total Assets | 94.25% |
Income and Expense
| Total Interest Income | $5.01M |
| Total Noninterest Income | $358.00k |
| Total Interest Expense | $1.82M |
| Total Noninterest Expense | $2.11M |
| Net Interest Income | $3.19M |
| Pre-tax Net Operating Income | $1.40M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $8.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $526.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.69M |
| Total Liabilities and Capital | $348.04M |
Securities
| Securities | $21.15M |
| Available-for-sale debt securities | $20.82M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Trust and Savings Bank?
$348.04M as of the latest filing.
How much are Farmers Trust and Savings Bank's total deposits?
$297.27M in total deposits.
Where is Farmers Trust and Savings Bank located?
Buffalo Center, IA.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$306.04M (latest filing).
What is the total interest income (latest filing)?
$5.01M.