The Lauderdale County Bank
Halls, TN
IDRSSD: 82350
Total Assets
$67.21M
Latest filing
Total Deposits
$59.66M
Latest filing
Net Interest Margin
4.16%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
084303118HALLS, TN
Key People
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Locations
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Main Office
The Lauderdale County Bank
305 S Church St
Halls, TN 38040
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/04/1979FDIC Certificate 15951
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Lauderdale County Bank (Main) | 305 S Church St | Halls, TN |
| CLEVELAND STREET BRANCH | 331 Cleveland St | Ripley, TN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/04/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38040 |
| State and County Number | 47097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/04/1979 |
| Primary Insurance Agency | DIF |
| Website | www.lauderdalecountybank.com |
| Data Updated | 01/30/2026 |
| CERT | 22835 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $67.21M |
| Total Deposits | $59.66M |
| Total Liabilities | $60.80M |
| Total Equity Capital | $6.41M |
| Net Income | $167.00k |
| Net Loans and Leases | $29.15M |
| Assets Per Employee ($Millions) | $3.36M |
| Bank Premises and Fixed Assets | $809.00k |
| Cash and Balances due from Depository Institutions | $5.71M |
| Deposits Held in Domestic Offices | $59.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 10.62% |
| Net Interest Margin | 4.16% |
| Efficiency Ratio | 74.6% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.535% |
| Earning Assets to total Assets | 90.27% |
Income and Expense
| Total Interest Income | $831.00k |
| Total Noninterest Income | $67.00k |
| Total Interest Expense | $217.00k |
| Total Noninterest Expense | $508.00k |
| Net Interest Income | $614.00k |
| Pre-tax Net Operating Income | $158.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.72M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.14M |
| Total Liabilities and Capital | $67.21M |
Securities
| Securities | $21.73M |
| Available-for-sale debt securities | $21.73M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Lauderdale County Bank?
$67.21M as of the latest filing.
How much are The Lauderdale County Bank's total deposits?
$59.66M in total deposits.
Where is The Lauderdale County Bank located?
Halls, TN.
What is the Net Interest Margin?
4.16%.
How many domestic offices does it operate?
2.
When was it established?
04/04/1979.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$29.15M (latest filing).
What is the total interest income (latest filing)?
$831.00k.